235 Pollard Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 235 Pollard Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6840-0047-00-9`

Property Details

APN / Parcel Number

Primary APN	`03-6840-0047-00-9`
Alternative APN	`11-03-6840-0047-00-9`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Architectural Style	Raised Ranch
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	235 POLLARD AVE
City	BENTON HARBOR
State	MI
Zip	49022-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 47 & THE E 22' OF LOT 46 RIDGEWOOD
Legal Subdivision	RIDGEWOOD SUB
Legal Lot Number	46-47
Legal Unit	47,46
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2047
Census Tract	2500

Owner

Source: Berrien County records · APN 03-6840-0047-00-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	235 POLLARD AVE, BENTON HARBOR, MI 49022-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 1994
Deed Sale	May 12, 1994
Prior Sale	Dec 31, 1979 · Amount on Record
Deed Book / Page	1645 / 682
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	235 POLLARD AVE, BENTON HARBOR, MI 49022-2835
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003271/794
Date	Apr 13, 2020
Book Page	3271/794

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2035

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,100 (+37.86%)	$144,200 (+37.86%)
2025	$1,259.00 (+13.63%)
2023		$52,300	$104,600
2022	$1,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2019 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 121 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BENTON CHARTER TOWNSHIP serves 6,768 people
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.