Henderson County property record for 235 Old Cagle Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,264 sqft · built 1956 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,289 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597187755 |
| Primary APN | 9597187755 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,264 sqft Heated Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 512 sqft |
| Utility Building | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1010153 |
|---|---|
| Street Address | 235 OLD CAGLE RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1010153~R2 |
| Legal Description | WORTMAN LO1 ACRE PL2008-7230 |
| Legal Subdivision | SURVEY |
| Legal Block | 18 |
| Legal Lot Number | 7755 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 235 OLD CAGLE RD, FLAT ROCK, NC 28731-6639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 2, 2022 |
| Property Address | 235 OLD CAGLE RD, FLAT ROCK, NC 28731-6639 |
| Document Number | 0039910470 |
| Book / Page | 3991 / 470 |
| Map Reference | MB 2022 PG 14537 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 990477 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 OLD CAGLE RD, FLAT ROCK, NC 28731-6639 |
| Document Number | 0000990478 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 990478 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 368 Months |
| Due | Aug 1, 2053 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,900 (-1.03%) Land $40,000 Building $189,900 | ||
| 2025 | $1,289.00 | ||
| 2023 | $232,300 Land $40,000 Building $192,300 | $229,900 Land $40,000 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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