Henderson County property record for 160 Old Cagle Rd, Flat Rock, NC 28731
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 2,280 sqft · built 2017 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Sep 2017 Loan Modification Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597195069 |
| Primary APN | 9597195069 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,280 sqft Heated Area |
| 1st Floor Area | 2,280 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 38,768 sqft (0.89 acres) |
| Deck Area | 20 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10000587 |
|---|---|
| Street Address | 160 OLD CAGLE RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6638 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 10000587~R |
| Legal Description | SR1801 OFF JACKSON LOOP LO2 PL2016-10370 |
| Legal Block | 19 |
| Legal Lot Number | 5069 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930201 |
160 Old Cagle Rd, a mobile home, is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 OLD CAGLE RD, FLAT ROCK, NC 28731-6638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2017 | Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN |
| Mar 29, 2017 | Deed of Trust, Mortgage VANDERBILT MTG & FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 160 OLD CAGLE RD, FLAT ROCK, NC 28731-6638 |
| Document Number | 0031160396 |
| Book / Page | 003116 / 000396 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 160 OLD CAGLE RD FLAT ROCK NC 287316638, FLAT ROCK, NC 28731-6638 |
| Document Number | 0031160396 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 003116/000396 |
| Instrument | 872097 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 160 OLD CAGLE RD, FLAT ROCK, NC 28731-6638 |
| Document Number | 0030370539 |
| Book / Page | 003037 / 000539 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 160 OLD CAGLE RD FLAT ROCK NC 287316638, FLAT ROCK, NC 28731-6638 |
| Document Number | 0030370539 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 003037/000539 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2047 |
The 2025 property tax bill for 160 Old Cagle Rd was $1,252.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,300 Land $38,100 Building $185,200 | ||
| 2025 | $1,252.00 | ||
| 2023 | $223,300 Land $38,100 Building $185,200 | $223,300 Land $38,100 Building $185,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Old Cagle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Old Cagle Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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