235 Oak Rd, Durango, CO 81303 Property Records

La Plata County property record for 235 Oak Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 1985
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on Record
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5663-032-01-004`

Property Details

APN / Parcel Number

Primary APN	`5663-032-01-004`
Alternative APN	`R016689`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Lot Area	191,664 sqft
Garage Type	Carport
Garage Area	492 sqft
Carport	Carport
Carport Area	492 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	809 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R016689
Street Address	235 OAK RD
City	DURANGO
State	CO
Zip	81303-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A BLOCK: 0 LOT: TR05A RAFTER J (SPS #48) 235 OAK RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Tract	05A
Legal Block	3
Legal Lot Number	TR05A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3034
Census Tract	970701

Owner

Source: La Plata County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	235 OAK RD, DURANGO, CO 81303-7655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Special Warranty Deed, Transfer · Reverse Mortgage OPEN MORTGAGE LLC
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020
Deed Sale	Sep 8, 2020
Deed Document Number	20201177147
Record Updated	Sep 20, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 8, 2020
Property Address	235 OAK RD, DURANGO, CO 81303-7655
Document Number	0001177147
Map Reference	DOC 406476
Instrument Date	Sep 2, 2020
Instrument	1177147
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 OAK RD, DURANGO, CO 81303-7655

Mortgage

Document Number	0001177148
Date	Sep 8, 2020
Instrument	1177148

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	896 Months
Due	May 14, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	235 OAK RD, DURANGO, CO 81303-7655
Document Number	0001177149
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 OAK RD DURANGO CO 813037655, DURANGO, CO 81303-7655

Mortgage

Document Number	0001177149
Date	Sep 8, 2020
Instrument	1177149

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.57%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,920 (-1.4%) Land $14,250 Building $31,670	$745,210 (-) Land $231,250 Building $513,960
2025	$2,212.00 (+72.14%)	$46,570 (+24.79%) Land $14,450 Building $32,120	$745,210 (+33.78%) Land $231,250 Building $513,960
2023	$1,285.00 (+17.78%)	$37,320 (+14.3%) Land $11,430 Building $25,890	$557,050 (+18.56%) Land $170,650 Building $386,400
2022	$1,091.00	$32,650 Land $9,990 Building $22,660	$469,860 Land $143,750 Building $326,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Verizon.

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