220 Oak Rd, Durango, CO 81303 Property Records

La Plata County property record for 220 Oak Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 1978
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Apr 2022)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5661-334-05-033`

Property Details

APN / Parcel Number

Primary APN	`5661-334-05-033`
Alternative APN	`R004984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,125 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Lot Area	148,104 sqft
Garage Type	Detached
Garage Area	864 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R004984
Street Address	220 OAK RD
City	DURANGO
State	CO
Zip	81303-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A BLOCK: 0 LOT: 6C RESUB OF LOTS 4,6 & 21 220 OAK RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	4,6,2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3034
Census Tract	970701

Owner

Source: La Plata County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 OAK RD, DURANGO, CO 81303-7655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ALTITUDE FINANCIAL CORP
Apr 28, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 29, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Nov 24, 2008 · Amount on Record
Deed Document Number	20221209487
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0001209486
Record Updated	Sep 20, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 28, 2022
Property Address	220 OAK RD, DURANGO, CO 81303-7655
Document Number	0001209487
Map Reference	DOC 348208
Instrument Date	Apr 25, 2022
Instrument	1209487
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OAK RD, DURANGO, CO 81303-7655

Mortgage

Document Number	0001209488
Date	Apr 28, 2022
Instrument	1209488

Lender

Name	ALTITUDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 28, 2022
Property Address	220 OAK RD, DURANGO, CO 81303-7655
Document Number	0001209486
Instrument Date	Apr 25, 2022
Instrument	1209486
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OAK RD, DURANGO, CO 81303-7655

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	220 OAK RD, DURANGO, CO 81303-7655
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001196496
Date	Jul 26, 2021
Instrument	1196496

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	220 OAK RD, DURANGO, CO 81303-7655
Document Number	0001169067
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OAK RD DURANGO CO 813037655, DURANGO, CO 81303-7655

Mortgage

Document Number	0001169067
Date	Mar 16, 2020
Instrument	1169067

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Mar 15, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	220 OAK RD, DURANGO, CO 81303-7655
Document Number	0001157132
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OAK RD DURANGO CO 813037655, DURANGO, CO 81303-7655

Mortgage

Document Number	0001157132
Date	Jun 3, 2019
Instrument	1157132

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Sep 27, 2017
Property Address	220 OAK RD, DURANGO, CO 81303-7655
Document Number	0001134024
Instrument Date	Sep 22, 2017
Instrument	1134024
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OAK RD, DURANGO, CO 81303-7655

Mortgage

Document Number	0001134025
Date	Sep 27, 2017
Instrument	1134025

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,650 (-1.67%) Land $11,230 Building $33,420	$726,600 (-) Land $182,690 Building $543,910
2025	$2,491.00 (+39.24%)	$45,410 (+35.43%) Land $11,420 Building $33,990	$726,600 (+45.17%) Land $182,690 Building $543,910
2024	$1,789.00 (+27.15%)
2023	$1,407.00 (+12.74%)	$33,530 (+14.01%) Land $8,940 Building $24,590	$500,530 (+18.26%) Land $133,460 Building $367,070
2022	$1,248.00	$29,410 Land $7,890 Building $21,520	$423,240 Land $113,560 Building $309,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Verizon.

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