235 Oak Dr, Bethalto, IL 62010 Property Records

Madison County property record for 235 Oak Dr, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1960
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Last Sale	$125,500 (Mar 2023)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more
APN	`15-2-09-08-04-402-022`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-08-04-402-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	235 OAK DR
City	BETHALTO
State	IL
Zip	62010-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH MEADOWBROOK LOT 97 90X200
Legal Subdivision	SOUTH MEADOWBROOK SUB
Legal Lot Number	97
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	1
Census Block	1007
Census Tract	402803

Owner

235 Oak Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 OAK DR, BETHALTO, IL 62010-2207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS FCU
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE FCU
Jul 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Jun 3, 2013 · Amount on File
Deed Document Number	20235390
Prior Transfer Date	Jun 10, 2019
Prior Transfer Doc	0000021054
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	235 OAK DR, BETHALTO, IL 62010-2207
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008498
Date	Mar 24, 2026
Instrument	2026R08498

Lender

Name	NEIGHBORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2036

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 1, 2023
Property Address	235 OAK DR, BETHALTO, IL 62010-2207
Document Number	0000005390
Map Reference	PB 18 PG 32
Instrument Date	Feb 28, 2023
Instrument	2023R05390
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5160 TENNYSON PKWY # 100, 100, PLANO, TX 75024-4295

Mortgage

Document Number	0000005391
Date	Mar 1, 2023
Instrument	2023R05391

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.63%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	235 OAK DR, BETHALTO, IL 62010-2207
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	BENCHMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034803
Date	Oct 29, 2019
Instrument	2019R34803

Lender

Name	VANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 11, 2044

Interest

Rate Type	Fixed Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Jul 9, 2019
Property Address	235 OAK DR, BETHALTO, IL 62010-2207
Document Number	0000021054
Map Reference	PB18 PG32
Instrument Date	Jun 10, 2019
Instrument	2019R21054
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	NATIONAL TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	235 OAK DR, BETHALTO, IL 62010-2207

Mortgage

Document Number	0000021055
Date	Jul 9, 2019
Instrument	2019R21055

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 235 Oak Dr was $2,922 with a homeowner's exemption, up 6.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (+6.06%) Homeowner's exemption	$51,960 (+6.78%) Land $7,620 Building $44,340	$155,880 (+6.78%) Land $22,860 Building $133,020
2024	$2,755.00	$48,660 Land $7,140 Building $41,520	$145,980 Land $21,420 Building $124,560
2022	$1,586.00	$28,910 Land $6,120 Building $22,790	$86,816 Land $18,378 Building $68,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 235 Oak Dr; there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWBROOK PWD serves 1,778 people · EPA ID IL1195200
Water Source	Purchased groundwater from BETHALTO
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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