220 Oak Dr, Bethalto, IL 62010 Property Records

Madison County property record for 220 Oak Dr, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1971
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Apr 2009)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Mortgage
APN	`15-2-09-08-04-403-003`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-08-04-403-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	200 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	220 OAK DR
City	BETHALTO
State	IL
Zip	62010-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH MEADOWBROOK LOT 90 & PT LOT 91 115X200
Legal Subdivision	SOUTH MEADOWBROOK
Legal Lot Number	90
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	1
Census Block	1030
Census Tract	402803

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 OAK DR, BETHALTO, IL 62010-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MIDAMERICA CU
Oct 28, 2020	Intrafamily Transfer, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2009 · Amount on Record
Deed Sale	Apr 7, 2009 · Amount on Record
Deed Document Number	200917129
Last Transfer Date	Oct 21, 2020
Transfer Doc	0000039097
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	220 OAK DR, BETHALTO, IL 62010-2256
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006484
Date	Mar 5, 2026
Instrument	2026R06484

Lender

Name	FIRST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2041

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Oct 28, 2020
Property Address	220 OAK DR, BETHALTO, IL 62010-2256
Document Number	0000039097
Map Reference	PB 18 PG 32
Instrument Date	Oct 21, 2020
Instrument	2020R39097
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ILLINOIS TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	220 OAK DR, BETHALTO, IL 62010-2256

Mortgage

Document Number	0000039099
Date	Oct 28, 2020
Instrument	2020R39099

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (+5.95%) Homeowner's exemption	$57,260 (+6.79%) Land $10,100 Building $47,160	$171,780 (+6.79%) Land $30,300 Building $141,480
2024	$3,076.00 (+11.29%)	$53,620 (+16.77%) Land $9,460 Building $44,160	$160,860 (+16.65%) Land $28,380 Building $132,480
2022	$2,764.00	$45,920 Land $8,100 Building $37,820	$137,898 Land $24,324 Building $113,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWBROOK PWD serves 1,778 people · EPA ID IL1195200
Water Source	Purchased groundwater from BETHALTO
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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