235 Jacob Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 235 Jacob Ln, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,192 sqft · built 1984
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$272,000 (Aug 2020)
Tax Bill$3,613 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN23T-3-2-013-1

Property Details

APN / Parcel Number

Primary APN23T-3-2-013-1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area1,192 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions128 ft deep x 72 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck Area252 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address235 JACOB LN
CityBALLWIN
StateMO
Zip63021-7932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-3
Legal DescriptionOAKWOOD FARMS PLAT ONE 2 7 84
Legal SubdivisionOAKWOOD FARMS PLAT ONE
Legal Lot Number181
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3004
Census Tract217944

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address235 JACOB LN, BALLWIN, MO 63021-7932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Warranty Deed, Transfer
GUILD MTG
Jul 11, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleJun 1, 1999 · Amount on Record
Deed Document Number2020082001973
Deed Book / Page24258 / 3201
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 20, 2020
Property Address235 JACOB LN, BALLWIN, MO 63021-7932
Document Number0242583202
Book / Page024258 / 003202
Instrument DateJul 29, 2020
Instrument1973
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyINTEGRITY TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932

Mortgage

Document Number242583208
DateAug 20, 2020
Book Page024258/003208
Instrument1975
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address235 JACOB LN, BALLWIN, MO 63021-7932
Document Number0226341036
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932

Mortgage

Document Number0226341036
DateAug 2, 2017
Book Page022634/001036
Instrument341
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,140 (+18.56%) Land $28,900 Building $32,240$321,800 (+18.57%) Land $152,100 Building $169,700
2024$3,613.00 (+0.06%)
2023$3,611.00 (+5.83%)$51,570 (+13.04%) Land $16,040 Building $35,530$271,400 (+13.04%) Land $84,400 Building $187,000
2022$3,412.00$45,620 Land $20,160 Building $25,460
2021$240,100 Land $106,100 Building $134,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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