St. Louis County property record for 226 Jacob Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,808 sqft · built 1989 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,680 (Mar 2025) |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23T-32-0331 |
| Primary APN | 23T-32-0331 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,363 sqft |
| 1st Floor Area | 754 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 63 ft deep x 63 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 240 sqft |
| Patio Area | 72 sqft |
| Balcony Area | 20 sqft |
| Poultry House | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 226 JACOB LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | JACOB LANE 3 25 88 LOT 4 |
| Legal Subdivision | JACOB LANE |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 217944 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC |
| Oct 11, 2019 | Deed of Trust, Mortgage F&B ACQUISITION |
| Oct 11, 2019 | Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU |
| Sep 24, 2018 | Deed of Trust, Mortgage NEIGHBORS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | Nov 14, 2023 · Amount on Record |
| Deed Document Number | 2025321270 |
| Prior Transfer Date | Mar 17, 2025 |
| Prior Transfer Doc | 0000000270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 14, 2023 |
| Property Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Document Number | 2023111400374 |
| Map Reference | MB 266 PG 34 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023111400374 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Name | Verified Name |
|---|---|
| Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Document Number | 2023111400376 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023111400376 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC |
| Name | Verified Name |
|---|---|
| Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Document Number | 0248620285 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 24862/285 |
| Instrument | 2021051400040 |
| Name | F&B ACQUISITION GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Document Number | 0237523942 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 226 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932 |
| Document Number | 0237523942 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 023752/003942 |
| Instrument | 610 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Document Number | 0237523960 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 226 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932 |
| Document Number | 0237523960 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 023752/003960 |
| Instrument | 611 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 226 JACOB LN, BALLWIN, MO 63021-7932 |
| Document Number | 0232204487 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 226 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932 |
| Document Number | 0232204487 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 023220/004487 |
| Instrument | 814 |
| Name | NEIGHBORS CU |
|---|---|
| Address | SAINT LOUIS, MO 63123 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 1, 2028 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,480 (-) Land $28,330 Building $43,150 | $376,200 (-) Land $149,100 Building $227,100 | |
| 2025 | $4,900.00 (+17.53%) | $71,480 (+20.01%) Land $28,330 Building $43,150 | $376,200 (+2%) Land $149,100 Building $227,100 |
| 2024 | $4,169.00 (+0.07%) | ||
| 2023 | $4,166.00 (+5.82%) | $59,560 (+13.17%) Land $15,730 Building $43,830 | $313,500 (+13.18%) Land $82,800 Building $230,700 |
| 2022 | $3,937.00 | $52,630 Land $18,890 Building $33,740 | |
| 2021 | $277,000 Land $99,400 Building $177,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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