235 Golden Bay Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 235 Golden Bay Dr, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 1968
Lot Size	0.093 acres (4,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Aug 2001)
Tax Bill	$9,299 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-042-400`

Property Details

APN / Parcel Number

Primary APN	`009-042-400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	1,430 sqft
Basement Area	1,350 sqft
Finished Basement	670 sqft
Unfinished Basement	680 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,065 sqft (0.093 acres)
Lot Dimensions	85 ft deep x 55 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 GOLDEN BAY DR
City	PACIFICA
State	CA
Zip	94044-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10003
Legal Description	LOT 35 BLK 7 FAIRMONT WEST UNIT NO 2B RSM 68/8 9
Legal Subdivision	FAIRMONT WEST
Legal Block	7
Legal Lot Number	35
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1004
Census Tract	602800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 29, 2016	Loan Modification, Mortgage · Conventional Mortgage PNC BK/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2001 · Amount on Record
Deed Sale	Aug 31, 2001 · Amount on Record
Prior Sale	Jul 3, 1997 · Amount on Record
Deed Document Number	2001136457
Prior Transfer Date	Jun 26, 1997
Prior Transfer Doc	0000080780
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 GOLDEN BAY DR, PACIFICA, CA 94044-1013

Mortgage

Document Number	0000052516
Date	Oct 6, 2025
Instrument	2025-052516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102395
Date	Dec 4, 2019
Instrument	2019-102395

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Document Number	0000102396
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	235 GOLDEN BAY DR PACIFICA CA 940441013, PACIFICA, CA 94044-1013

Mortgage

Document Number	0000102396
Date	Dec 4, 2019
Instrument	102396

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN MATEO CA
Property Address	235 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Document Number	0000036152
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 GOLDEN BAY DR PACIFICA CA 940441013, PACIFICA, CA 94044-1013

Mortgage

Document Number	0000036152
Date	May 9, 2018
Instrument	36152

Lender

Name	PNC BK/OH
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 8, 2045

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,031 (+2%) Land $350,330 Building $357,701
2025	$9,299.00 (+4.62%) Homeowner's exemption	$694,149 (+4.04%) Land $343,461 Building $350,688
2023	$8,888.00 (+3.6%) Homeowner's exemption	$667,198 Land $330,125 Building $337,073	$1,315,080
2022	$8,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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