229 Golden Bay Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 229 Golden Bay Dr, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,030 sqft · built 1968
Lot Size	0.092 acres (4,006 sqft)
Owner	2 Individual Names on File
Last Sale	$1,318,000 (Sep 2019)
Tax Bill	$18,021 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-042-360`

Property Details

APN / Parcel Number

Primary APN	`009-042-360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,430 sqft
Basement Area	1,270 sqft
Finished Basement	600 sqft
Unfinished Basement	670 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	4,006 sqft (0.092 acres)
Lot Dimensions	82 ft deep x 48 ft wide
Garage Type	Basement
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	229 GOLDEN BAY DR
City	PACIFICA
State	CA
Zip	94044-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10003
Legal Description	LOT 32 BLK 7 FAIRMONT WEST UNIT NO 2B RSM 68/8 9
Legal Subdivision	FAIRMONT WEST
Legal Block	7
Legal Lot Number	32
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1004
Census Tract	602800

Owner

229 Golden Bay Dr is owned and occupied by two individuals who bought it in September 2019.

Source: San Mateo County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit BOSTON PRIVATE BANK & TRUST COMPANY
Sep 10, 2019	Grant Deed, Transfer · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Jun 4, 2015 · Amount on File
Deed Document Number	201973720
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	229 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048656
Date	Jun 24, 2019
Instrument	2019-048656

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank
Address	BOSTON, MA 02109

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 10, 2019
Property Address	229 GOLDEN BAY DR, PACIFICA, CA 94044-1013
Document Number	0000073720
Map Reference	MB 68 PG 9
Instrument Date	Aug 28, 2019
Instrument	2019-073720
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	229 GOLDEN BAY DR, PACIFICA, CA 94044-1013

Mortgage

Document Number	0000073721
Date	Sep 10, 2019
Instrument	2019-073721

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 229 Golden Bay Dr was $18,021 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,470,249 (+2%) Land $752,972 Building $717,277
2025	$18,021.00 Homeowner's exemption	$1,441,421 Land $738,208 Building $703,213
2023	$17,300.00 (+4.05%) Homeowner's exemption	$1,385,451 Land $709,544 Building $675,907	$1,464,390
2022	$16,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Golden Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 229 Golden Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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