235 E Oak St, Coal City, IL 60416 Property Records

Grundy County property record for 235 E Oak St, Coal City, IL 60416

Property Summary

Property Type	Commercial
Lot Size	9.47 acres (412,513 sqft)
Owner	Individual Name on File
Tax Bill	$33,041 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-133-002`

Property Details

APN / Parcel Number

Primary APN	`09-02-133-002`
Alternative APN	`09-02-133-005`

Exterior

Lot Area	412,513 sqft (9.47 acres)

Location & Zoning

Street Address	235 E OAK ST
City	COAL CITY
State	IL
Zip	60416-1789
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

235 E Oak St, a commercial property, is owned by an individual.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4670 N DRESDEN RD, MORRIS, IL 60450-9743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC
Oct 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC
Apr 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OTTAWA
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	235 E OAK ST, COAL CITY, IL 60416-1789
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624022
Date	Feb 16, 2024
Instrument	624022

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2025

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	235 E OAK ST, COAL CITY, IL 60416-1789
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000634893
Date	Oct 21, 2025
Instrument	634893

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	235 E OAK ST, COAL CITY, IL 60416-1789
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591683
Date	Apr 13, 2020
Instrument	591683

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	May 26, 2021
Property Address	235 E OAK ST, COAL CITY, IL 60416-1789
Document Number	0000603799
Instrument Date	May 20, 2021
Instrument	603799
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$669.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 N DRESDEN RD, MORRIS, IL 60450-9743

Mortgage

Document Number	0000603800
Date	May 26, 2021
Instrument	603800

Lender

Name	BANK OF PONTIAC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 235 E Oak St was $33,041.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,041.00	$462,160 Land $151,188 Building $310,972	$1,386,480 Land $453,564 Building $932,916
2022	$9,532.00	$133,333 Land $133,333	$399,999 Land $399,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 E Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures