Warwick City property record for 235 Cumberland Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1972 |
| Lot Size | 0.366 acres (15,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Nov 2013) |
| Tax Bill | $6,253 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 23601410000 |
| Primary APN | 23601410000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 4,440 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,939 sqft (0.366 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 108668800 |
|---|---|
| Street Address | 235 CUMBERLAND RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 141 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 22201 |
235 Cumberland Rd is owned and occupied by two individuals who bought it in November 2013.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 CUMBERLAND RD, WARWICK, RI 02886-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2017 | Deed of Trust, Mortgage · Line of Credit COASTWAY COMMERCIAL BANK |
| Mar 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2013 · Amount on File |
| Deed Sale | Nov 13, 2013 · Amount on File |
| Deed Book / Page | 8085 / 181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 235 CUMBERLAND RD, WARWICK, RI 02886-8700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8812-199 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 8812/199 |
| Instrument | 6353 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 235 CUMBERLAND RD, WARWICK, RI 02886-8700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9475-1 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 9475/1 |
| Instrument | 3793 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 235 Cumberland Rd was $6,253.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,253.00 | $492,400 Land $154,000 Building $338,400 | |
| 2024 | $566,295 | ||
| 2023 | $6,432.00 (+1.76%) | $453,300 (+34.31%) Land $133,900 Building $319,400 | |
| 2022 | $6,321.00 | $337,500 Land $94,000 Building $243,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 235 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 28 condo units |
| Nearby Flood Claims | 3 (1978–1982) |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 235 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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