180 Cumberland Rd, Warwick, RI 02886 Property Records

Warwick City property record for 180 Cumberland Rd, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 1959
Lot Size	0.348 acres (15,150 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (May 2000)
Tax Bill	$6,509 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23601070000`

Property Details

APN / Parcel Number

Primary APN	`23601070000`
Alternative APNs	`WARW M:236 B:0107 L:0000` `146025` `19526`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	4,506 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,150 sqft (0.348 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	146025
Street Address	180 CUMBERLAND RD
City	WARWICK
State	RI
Zip	02886-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	107
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	5
Census Block	5012
Census Tract	22201

Owner

180 Cumberland Rd is owned and occupied by an individual who acquired it in March 2024.

Source: Warwick City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	180 CUMBERLAND RD, WARWICK, RI 02886-8712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Quit Claim Deed, Transfer Quitclaim
May 26, 2022	Deed of Trust, Mortgage · Line of Credit GREENWOOD CU
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2000 · Amount on File
Deed Sale	May 26, 2000 · Amount on File
Prior Sale	Oct 31, 1989 · Amount on File
Deed Book / Page	3368 / 332
Last Transfer Date	Mar 22, 2024
Transfer Doc	010467-334
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Mar 22, 2024
Property Address	180 CUMBERLAND RD, WARWICK, RI 02886-8712
Document Number	010467-334
Book / Page	10467 / 334
Instrument Date	Mar 22, 2024
Instrument	2708
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 CUMBERLAND RD, WARWICK, RI 02886-8712

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	180 CUMBERLAND RD, WARWICK, RI 02886-8712
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010145-56
Date	May 26, 2022
Book Page	10145/56
Instrument	7742

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	180 CUMBERLAND RD, WARWICK, RI 02886-8712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9610-63
Date	Sep 16, 2020
Book Page	9610/63
Instrument	13645

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	180 CUMBERLAND RD, WARWICK, RI 02886-8712
Document Number	9098-4
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 CUMBERLAND RD WARWICK RI 028868712, WARWICK, RI 02886-8712

Mortgage

Document Number	9098-4
Date	Jul 24, 2018
Book Page	009098/000004

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 180 Cumberland Rd was $6,509.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,509.00	$512,500 Land $152,700 Building $359,800
2024			$641,345
2023	$6,523.00 (+0.48%)	$459,700 (+32.63%) Land $132,800 Building $326,900
2022	$6,492.00	$346,600 Land $90,900 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 units insured incl. 28 condo units
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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