235 Central Dr, Ocracoke, NC 27960 Property Records

Hyde County property record for 235 Central Dr, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,399 sqft · built 2018
Lot Size	0.164 acres (7,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Jan 2020)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9500579950`

Property Details

APN / Parcel Number

Primary APN	`9500579950`
Alternative APN	`13229`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,399 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,176 sqft (0.164 acres)
Porch	Slab
Porch Area	219 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	9500579950
Street Address	235 CENTRAL DR
City	OCRACOKE
State	NC
Zip	27960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #55-BEACHSIDE EXT
Legal Subdivision	BEACHSIDE EXT
Legal Lot Number	55-B
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3003
Census Tract	920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 631, OCRACOKE, NC 27960-0631
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	2020408076
Deed Book / Page	283 / 407
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Jul 11, 2019
Property Address	235 CENTRAL DR, OCRACOKE, NC 27960
Document Number	000281/532
Book / Page	281 / 532
Map Reference	CAB A SL 69B
Instrument Date	Jul 8, 2019
Instrument	407645
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1446, KITTY HAWK, NC 27949-1446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 CAMP MOREHEAD DR, MOREHEAD CITY, NC 28557-2575

Mortgage

Document Number	000281/535
Date	Jul 11, 2019
Book Page	281/535
Instrument	407646

Lender

Name	SELECT MORTGAGE INC
Type	Mortgage Company
Address	WILMINGTON, NC 28405

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (+39.99%)	$479,966 (+60.75%) Land $174,960 Building $305,006	$479,966 (+60.75%) Land $174,960 Building $305,006
2023	$3,223.00	$298,582 Land $100,000 Building $198,582	$298,582 Land $100,000 Building $198,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 98.1% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ocracoke Cable TV Cable	10 / 1

May also be available: AT&T, Brightspeed.

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