135 Central Dr, Ocracoke, NC 27960 Property Records

Hyde County property record for 135 Central Dr, Ocracoke, NC 27960

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,536 sqft · built 1990
Lot Size0.308 acres (13,421 sqft)
Owner2 Individual Names on Record
Last Sale$286,200 (Nov 2022)
Tax Bill$4,162 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone AE (high risk)
APN9500584056

Property Details

APN / Parcel Number

Primary APN9500584056
Alternative APN
  • 270

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,536 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Architectural StyleBungalow
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,421 sqft (0.308 acres)
Garage Area760 sqft
Parking Spaces3 Parking Spaces
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number9500584056
Street Address135 CENTRAL DR
CitySWANQUARTER
StateNC
Zip27885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRICULTUR
Legal DescriptionLOT # 44 & 45BEACHSIDE EXT
Legal SubdivisionBEACHSIDE SUBDIVISION
Legal Lot Number44-45
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3003
Census Tract920101

Owner

Source: Hyde County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address451 BACK RD, OCRACOKE, NC 27960-1008
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2022 · Amount on Record
Deed SaleNov 23, 2022 · Amount on Record
Prior SaleAug 11, 2022 · Amount on Record
Deed Document Number2022411067
Deed Book / Page298 / 295
Last Transfer DateDec 8, 2023
Transfer Doc0000411946
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address135 CENTRAL DR, OCRACOKE, NC 27960-1067
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 834, OCRACOKE, NC 27960-0834

Mortgage

Document Number000301/917
DateJan 31, 2024
Book Page301/917
Instrument411947
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,162.00 (+58.98%)$442,798 (+82.79%) Land $262,800 Building $179,998$442,798 (+82.79%) Land $262,800 Building $179,998
2023$2,618.00$242,239 Land $110,000 Building $132,239$242,239 Land $110,000 Building $132,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 631 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
incl. 41 condo units
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 98.1% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCRACOKE SANITARY DISTRICT
serves 900 people · EPA ID NC0448020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ocracoke Cable TV
Cable
10 / 1

May also be available: AT&T, Brightspeed.

Nearby Properties on Central Dr

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