Santa Cruz County property record for 235 Brown Gables Rd, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,808 sqft · built 1989 |
| Lot Size | 2.9 acres (126,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Aug 2001) |
| Tax Bill | $20,795 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-151-22 |
| Primary APN | 078-151-22 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,808 sqft Living Area |
| Gross Area | 3,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 126,411 sqft |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 266 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 235 BROWN GABLES RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | BROOKDALE |
| Legal Lot Number | 6,8 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 120301 |
235 Brown Gables Rd is owned and occupied by an individual who acquired it in December 2017.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 235 BROWN GABLES RD, BEN LOMOND, CA 95005-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Dec 12, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2001 · Amount on File |
| Deed Sale | Aug 10, 2001 · Amount on File |
| Deed Document Number | 200150299 |
| Last Transfer Date | Dec 1, 2017 |
| Transfer Doc | 0000041920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 8, 2017 |
| Property Address | 235 BROWN GABLES RD, BEN LOMOND, CA 95005-9205 |
| Document Number | 0000041646 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 2017-0041646 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 235 BROWN GABLES RD, BEN LOMOND, CA 95005-9205 |
| Document Number | 0000041647 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 2017-0041647 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 12, 2017 |
| Property Address | 235 BROWN GABLES RD, BEN LOMOND, CA 95005-9205 |
| Document Number | 0000041920 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 41920 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 235 BROWN GABLES RD BEN LOMOND CA 950059205, BEN LOMOND, CA 95005-9205 |
The 2025 property tax bill for 235 Brown Gables Rd was $20,795 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,808,230 (+2%) Land $904,115 Building $904,115 | ||
| 2025 | $20,795.00 Homeowner's exemption | $1,772,774 Land $886,387 Building $886,387 | |
| 2023 | $20,148.00 (+2.37%) | $1,703,936 Land $851,968 Building $851,968 | $1,744,110 |
| 2022 | $19,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 235 Brown Gables Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 235 Brown Gables Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Surfnet Communications.
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