142 Brown Gables Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 142 Brown Gables Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,257 sqft · built 1952
Lot Size	3.13 acres (136,343 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078-151-25`

Property Details

APN / Parcel Number

Primary APN	`078-151-25`
Alternative APN	`078-151-25-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,257 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	136,343 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	142 BROWN GABLES RD
City	BEN LOMOND
State	CA
Zip	95005-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	TRACT
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1003
Census Tract	120301

Owner

142 Brown Gables Rd is owned and occupied by two individuals who acquired it in February 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Feb 7, 2020	Deed of Trust, Mortgage · Conventional with PMI ONE AMERICAN MTG
Feb 11, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 11, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2020
Transfer Doc	0000004919
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2026
Property Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205
Document Number	0000008262
Instrument Date	Apr 2, 2026
Instrument	20268262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205

Mortgage

Document Number	0000008262,
Date	Apr 15, 2026
Instrument	20268262

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205

Mortgage

Document Number	0000032464
Date	Aug 24, 2020
Instrument	2020-0032464

Lender

Name	LOAN STORE
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205
Document Number	0000005128
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	142 BROWN GABLES RD BEN LOMOND CA 950059205, BEN LOMOND, CA 95005-9205

Mortgage

Document Number	0000005128
Date	Feb 13, 2020
Instrument	5128

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 11, 2020
Property Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205
Document Number	0000004920
Instrument Date	Feb 4, 2020
Instrument	4920
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	142 BROWN GABLES RD BEN LOMOND CA 950059205, BEN LOMOND, CA 95005-9205

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 11, 2020
Property Address	142 BROWN GABLES RD, BEN LOMOND, CA 95005-9205
Document Number	0000004919
Instrument Date	Feb 4, 2020
Instrument	4919
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	142 BROWN GABLES RD BEN LOMOND CA 950059205, BEN LOMOND, CA 95005-9205

Tax Assessment & Valuation

The 2025 property tax bill for 142 Brown Gables Rd was $7,008 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$831,464 (+46%) Land $444,440 Building $387,024
2025	$7,008.00 Homeowner's exemption	$569,486 Land $269,946 Building $299,540
2023	$6,691.00 (+2.45%) Homeowner's exemption	$547,372 Land $259,464 Building $287,908	$973,890
2022	$6,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Brown Gables Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Brown Gables Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brown Gables Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures