Trempealeau County property record for 23492 Elm St, Independence, WI 54747
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.404 acres (17,622 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,500 (Mar 2024) |
| Tax Bill | $5,066 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 241-00559-0000 |
| Primary APN | 241-00559-0000 |
|---|
| Lot Area | 17,622 sqft (0.404 acres) |
|---|
| Street Address | 23492 ELM ST |
|---|---|
| City | INDEPENDENCE |
| State | WI |
| Zip | 54747-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAMPA'S ADDITIONLOT 6 BLK 2 |
| Legal Subdivision | KAMPA'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | TREMPEALEAU WI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 100300 |
Source: Trempealeau County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23492 ELM ST, INDEPENDENCE, WI 54747-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 12, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FEDERAL SAVINGS BANK |
| Jun 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Jun 15, 2017 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 2024481737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Recording Date | Mar 19, 2026 |
| Property Address | 23492 ELM ST, INDEPENDENCE, WI 54747-8711 |
| Document Number | 0000491096 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 491096 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000491097 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 491097 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Recording Date | Mar 12, 2024 |
| Property Address | 23492 ELM ST, INDEPENDENCE, WI 54747-8711 |
| Document Number | 0000481737 |
| Instrument Date | Mar 2, 2024 |
| Instrument | 481737 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000481738 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 481738 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Property Address | 23492 ELM ST, INDEPENDENCE, WI 54747-8711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1069/0194 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 1069/0194 |
| Instrument | 446112 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Recording Date | Jun 15, 2017 |
| Property Address | 23492 ELM ST, INDEPENDENCE, WI 54747-8711 |
| Document Number | 001069/193 |
| Book / Page | 1069 / 193 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 446111 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 01069/0194 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 1069/0194 |
| Instrument | 446112 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Trempealeau County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Trempealeau County |
| Municipality | Independence City |
| Unified School District | Independence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,066.00 (+6.27%) | $239,200 (+28.67%) Land $20,200 Building $219,000 | $256,945 (+6.31%) Land $21,698 Building $235,247 |
| 2024 | $241,700 (+0.37%) | ||
| 2023 | $4,767.00 Homeowner's exemption | $185,900 Land $15,200 Building $170,700 | $240,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATERWORKS serves 1,500 people · EPA ID WI6620276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-County Communications Cooperative Fiber | 1,000 / 1,000 |
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