23453 Elm St, Independence, WI 54747 Property Records

Trempealeau County property record for 23453 Elm St, Independence, WI 54747

Property Summary

Property Type	Single Family Home
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2023)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241-00572-0000`

Property Details

APN / Parcel Number

Primary APN	`241-00572-0000`

Exterior

Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Street Address	23453 ELM ST
City	INDEPENDENCE
State	WI
Zip	54747-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NEVOL 9 CSM 125LOT 1
Legal Range	09W
Legal Township	22N
Legal Section	25
Legal Lot Number	1
Jurisdiction	TREMPEALEAU WI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1083
Census Tract	100300

Owner

Source: Trempealeau County records · APN 241-00572-0000

Assessment roll updated June 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23453 ELM ST, INDEPENDENCE, WI 54747-8711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Jun 03, 2011 · Amount on Record
Deed Document Number	2023480276
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Oct 24, 2023
Property Address	23453 ELM ST, INDEPENDENCE, WI 54747-8711
Document Number	0000480276
Instrument Date	Oct 13, 2023
Instrument	480276
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23453 ELM ST, INDEPENDENCE, WI 54747-8711

Mortgage

Document Number	0000480277
Date	Oct 24, 2023
Instrument	480277

Lender

Name	MARINE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2043

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Trempealeau County records · Assessment roll updated June 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Trempealeau County
Municipality	Independence City
Unified School District	Independence School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,949.00 (+11.59%) Homeowner's exemption	$196,500 (+39.16%) Land $21,600 Building $174,900	$211,077 (+6.28%) Land $23,202 Building $187,875
2024			$198,600 (+8.58%)
2023	$3,539.00 (+9.13%) Homeowner's exemption	$141,200 (-) Land $16,000 Building $125,200	$182,900 (+12.55%)
2022	$3,243.00 Homeowner's exemption	$141,200 Land $16,000 Building $125,200	$162,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tri-County Communications Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE WATERWORKS serves 1,500 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.