2349 Upper Bottom Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2349 Upper Bottom Rd, Saint Charles, MO 63303

Property Summary

Property TypeMixed Use Store/Office
Details3 bd · 1 ba · 1,692 sqft · built 2004
Lot Size3 acres (130,680 sqft)
OwnerCompany Name on Record
Tax Bill$4,998 (2025)
Deeds & MortgagesNov 2018 Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APNA983001067

Property Details

APN / Parcel Number

Primary APNA983001067
Alternative APN
  • 3-0117-1198-00-0023.7000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,692 sqft Total Area
1st Floor Area576 sqft
Basement Area352 sqft

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area130,680 sqft (3 acres)
TerrainRolling
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA983001067
Old Parcel NumberA983001067
Street Address2349 UPPER BOTTOM RD
CitySAINT CHARLES
StateMO
Zip63303-6217
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionPT SUR 1198
Legal Range04E
Legal Township46N
Legal SubdivisionUS SURV 1198
Legal Lot Number23
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3000
Census Tract311145

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6203
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Grant Deed, Mortgage
WILMINGTON TR
Jan 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2017
Deed SaleJan 17, 2017
Prior SaleJan 12, 2007
Deed Document Number0006686711
Deed Book / Page3205 / 1
Record UpdatedJun 8, 2026

November 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateNov 16, 2018
Property Address2349 UPPER BOTTOM RD, SAINT CHARLES, MO 63303-6217
Document Number0070032382
Book / Page007003 / 002382
Instrument DateNov 9, 2018
Instrument649750
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address820 MORRIS TPKE #104 SHORT HILLS NJ 070782619, 104, SHORT HILLS, NJ 07078-2619

Mortgage

Document Number70032382
DateNov 16, 2018
Book Page007003/002382
Instrument649750
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
AmountAmount Recorded

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJan 17, 2017
Property Address2349 UPPER BOTTOM RD, SAINT CHARLES, MO 63303-6217
Document Number0066860711
Book / Page006686 / 000711
Instrument DateJan 11, 2017
Instrument32110
Transaction TypeTransfer
Record UpdatedJan 23, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 LONE EAGLE TRL ST CHARLES MO 633036203, ST CHARLES, MO 63303-6203

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,998.00$86,763 (+2.82%)$379,188 (+3.21%) Land $153,163 Building $226,025
2023$84,383
2022$367,390 Land $153,163 Building $214,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims46 (1978–2024)
Claims Outside the SFHA28 of 46
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Flooding, Jun 2011 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

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