2340 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 2340 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,074 sqft · built 2017
Lot Size0.033 acres (1,450 sqft)
OwnerIndividual Name on Record
Last Sale$477,185 (Apr 2021)
Tax Bill$5,608 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN128-551-002-0052

Property Details

APN / Parcel Number

Primary APN128-551-002-0052

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,074 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area1,450 sqft (0.033 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area130 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1285510020052
Street Address2340 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 52 BLK 2 WATERHILL HOMES ON COMMERCE STREET
Legal SubdivisionWATERHILL HOMES ON COMMERCE STREET
Legal Block2
Legal Lot Number52
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2044
Census Tract310101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2340 COMMERCE ST, HOUSTON, TX 77003-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Vendor's Lien, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 22, 2017Warranty Deed, Subdivision Related Transfer
JP MORGAN CHASE BK
Mar 30, 2017Loan Modification, Mortgage
TEXAS CAP BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2021 · Amount on Record
Deed SaleApr 16, 2021 · Amount on Record
Prior SaleNov 22, 2017 · Amount on Record
Deed Document Number2021204893
Prior Transfer DateNov 21, 2017
Prior Transfer Doc20170516328
Record UpdatedOct 29, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 16, 2021
Property Address2340 COMMERCE ST, HOUSTON, TX 77003-1537
Document Number2021204893
Map ReferenceMF 603210
Instrument DateApr 15, 2021
Instrument2021-204893
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 COMMERCE ST, HOUSTON, TX 77003-1537

Mortgage

Document Number2021204894
DateApr 16, 2021
Instrument2021-204894
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateNov 22, 2017
Property Address2340 COMMERCE ST, HOUSTON, TX 77003-1537
Document Number0000516328
Instrument DateNov 21, 2017
Instrument516328
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 28, 2018
Title CompanyDECLARATION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 COMMERCE ST HOUSTON TX 770031537, HOUSTON, TX 77003-1537

Mortgage

Document Number516329
DateNov 22, 2017
Instrument516329
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
AmountAmount Recorded
Term360 Months
DueNov 21, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address2340 COMMERCE ST, HOUSTON, TX 77003-1537
Document Number0000151687
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address4512 MONTROSE BLVD HOUSTON TX 770065828, HOUSTON, TX 77006-5828

Mortgage

Document Number0000151687
DateApr 10, 2017
Instrument151687
Lender
NameTEXAS CAP BK
TypeBank
Address2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
AmountAmount Recorded
Term12 Months
DueApr 9, 2018

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,499 (-) Land $70,250 Building $331,249$401,499 (-) Land $70,250 Building $331,249
2025$5,608.00 (-37.55%) Homeowner's exemption$401,499 (-10.07%) Land $70,250 Building $331,249$401,499 (-10.07%) Land $70,250 Building $331,249
2024$8,980.00 (+30.94%)
2023$446,441 Land $70,250 Building $376,191$446,441 Land $70,250 Building $376,191
2020$6,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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