2346 Clark Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2346 Clark Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,070 sqft · built 1945
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on Record
Last Sale$51,400 (Oct 2008)
Tax Bill$761 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN012-029-014-00

Property Details

APN / Parcel Number

Primary APN012-029-014-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,070 sqft Living Area
1st Floor Area1,070 sqft
Basement Area696 sqft
Unfinished Basement696 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area50,965 sqft (1.17 acres)
Lot Width1 ft Width
Garage Area450 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2346 CLARK RD
CityLAPEER
StateMI
Zip48446-9435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE
Legal DescriptionSEC 29 T7N R10E THE N 220 FT OF THE S 330 FT OF THE E 233 FT OF THE N 1/2 OF THE SE 1/4. 1.17 A. CORRECTED LEGAL 8/20/08
Legal Range10E
Legal Township07N
Legal Section29
Legal SubdivisionOAK VIEW ESTATES
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1055
Census Tract338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2346 CLARK RD, LAPEER, MI 48446-9435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHOICEONE BANK
Apr 21, 2017Deed of Trust, Mortgage · Conventional with PMI
LAKESTONE BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2008 · Amount on Record
Deed SaleOct 30, 2008 · Amount on Record
Prior SaleSep 2, 1998
Deed Book / Page2356 / 631
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2346 CLARK RD, LAPEER, MI 48446-9435
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyLCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2346 CLARK RD, LAPEER, MI 48446-9435

Mortgage

Document Number0032340784
DateSep 8, 2021
Book Page3234/784
Lender
NameCHOICEONE BANK
TypeBank
AddressSPARTA, MI 49345
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2346 CLARK RD, LAPEER, MI 48446-9435
Document Number0028900678
Book / Page002890 / 000678
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedJul 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2346 CLARK RD LAPEER MI 484469435, LAPEER, MI 48446-9435

Mortgage

Document Number0028900678
DateApr 27, 2017
Book Page002890/000678
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 26, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionLapeer Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,700 (+7.18%)$113,400 (+7.18%)
2025$761.00 (+13.58%) Homeowner's exemption$52,900 (+24.18%)$105,800 (+24.18%)
2023$42,600$85,200
2022$670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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