Lapeer County property record for 2345 Clark Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,720 sqft · built 1977 |
| Lot Size | 11.2 acres (490,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jun 2020) |
| Tax Bill | $3,308 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-028-016-10 |
| Primary APN | 012-028-016-10 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,720 sqft |
| Unfinished Basement | 1,720 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 490,921 sqft (11.2 acres) |
| Garage Area | 600 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2345 CLARK RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE |
| Legal Description | SEC 28 T7N R10E COM AT W 1/4 COR; TH S 02-27-28 E 868.52; TH CONT S 02-27-28 E 478.52 FT; TH 87-41-17 E 772.38 FT; TH N |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 28 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 338000 |
2345 Clark Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY MORTGAGE |
| Jun 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Sep 11, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on File |
| Deed Sale | Jun 16, 2020 · Amount on File |
| Deed Book / Page | 3107 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Document Number | 0031990237 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3199/237 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 16, 2020 |
| Property Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Document Number | 0031070551 |
| Book / Page | 003107 / 000551 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7044 E RICHFIELD RD DAVISON MI 484238917, DAVISON, MI 48423-8917 |
| Document Number | 31070554 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 003107/000554 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 11, 2019 |
| Property Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Document Number | 0030460543 |
| Book / Page | 003046 / 000543 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2345 CLARK RD LAPEER MI 484469435, LAPEER, MI 48446-9435 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 11, 2019 |
| Property Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Document Number | 0030460555 |
| Book / Page | 003046 / 000555 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2345 CLARK RD LAPEER MI 484469435, LAPEER, MI 48446-9435 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 11, 2019 |
| Property Address | 2345 CLARK RD, LAPEER, MI 48446-9435 |
| Document Number | 0030460553 |
| Book / Page | 003046 / 000553 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2345 CLARK RD LAPEER MI 484469435, LAPEER, MI 48446-9435 |
The 2025 property tax bill for 2345 Clark Rd was $3,308 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,200 (+13.38%) | $386,400 (+13.38%) | |
| 2025 | $3,308.00 Homeowner's exemption | $170,400 | $340,800 |
| 2023 | $143,500 | $287,000 | |
| 2022 | $2,880.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2345 Clark Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2345 Clark Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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