23449 Los Ranchos Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 23449 Los Ranchos Dr, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,303 sqft · built 1986
Lot Size2.61 acres (113,692 sqft)
Owner2 Company Names on Record
Last Sale$535,000 (May 2010)
Tax Bill$9,234 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN209-390-070-000

Property Details

APN / Parcel Number

Primary APN209-390-070-000
Alternative APN
  • 209-390-07

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,303 sqft Living Area
1st Floor Area3,303 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area113,692 sqft (2.61 acres)
Parking Spaces4 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number209-390-07
Street Address23449 LOS RANCHOS DR
CityTRACY
StateCA
Zip95304-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 23
Legal SubdivisionLOS RANCHOS COUNTRY ESTATES
Legal Block3
Legal Lot Number23
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3025
Census Tract5223

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address23449 LOS RANCHOS DR, TRACY, CA 95304-9700
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2010 · Amount on Record
Deed SaleMay 18, 2010 · Amount on Record
Prior SaleApr 2, 2010 · Amount on Record
Deed Document Number201066644
Last Transfer DateAug 16, 2024
Transfer Doc0000072587
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23449 LOS RANCHOS DR, TRACY, CA 95304-9700
Document Number0000129366
Instrument DateNov 6, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23449 LOS RANCHOS DR TRACY CA 953049700, TRACY, CA 95304-9700

Mortgage

Document Number0000129366
DateNov 27, 2018
Instrument129366
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 26, 2043
Interest
Rate2%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,234.00 (+5.91%)$726,074 (+4.04%) Land $225,883 Building $500,191
2023$8,719.00 (+2.08%) Homeowner's exemption$697,881 Land $217,112 Building $480,769$1,383,030
2022$8,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTOS RANCH PWS #5-CSA #35
serves 320 people · EPA ID CA3901216
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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