23388 Los Ranchos Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 23388 Los Ranchos Dr, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,685 sqft · built 1989
Lot Size1.57 acres (68,389 sqft)
Owner2 Individual Names on Record
Last Sale$1,130,000 (Nov 2020)
Tax Bill$14,821 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN209-390-030-000

Property Details

APN / Parcel Number

Primary APN209-390-030-000
Alternative APN
  • 209-390-03

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,685 sqft Living Area
1st Floor Area2,685 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Construction TypeWood
Lot Area68,389 sqft (1.57 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number209-390-03
Street Address23388 LOS RANCHOS DR
CityTRACY
StateCA
Zip95304-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description85-FM PT OF 209-130-54
Legal SubdivisionLOS RANCHOS COUNTRY ESTATES
Legal Tract1758
Legal Block3
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3025
Census Tract5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23388 LOS RANCHOS DR, TRACY, CA 95304-9761
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Deed Document Number2020163473
Record UpdatedOct 29, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 24, 2020
Property Address23388 LOS RANCHOS DR, TRACY, CA 95304-9761
Document Number0000163473
Map ReferenceVOL 27 PG 14
Instrument DateNov 13, 2020
Instrument2020-163473
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23388 LOS RANCHOS DR, TRACY, CA 95304-9761

Mortgage

Document Number0000163474
DateNov 24, 2020
Instrument2020-163474
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,821.00 (+2.67%)
2025$14,436.00 (+5.43%) Homeowner's exemption$1,223,148 (+4.04%) Land $140,716 Building $1,082,432
2023$13,693.00 (+1.94%) Homeowner's exemption$1,175,652 Land $135,252 Building $1,040,400$1,205,550
2022$13,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTOS RANCH PWS #5-CSA #35
serves 320 people · EPA ID CA3901216
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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