2344 Fire Mountain Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2344 Fire Mountain Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,078 sqft · built 1980
Lot Size0.28 acres (12,177 sqft)
Owner2 Company Names on File
Tax Bill$2,541 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN151-320-45-00

Property Details

APN / Parcel Number

Primary APN151-320-45-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,078 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area12,177 sqft (0.28 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2344 FIRE MOUNTAIN DR
CityOCEANSIDE
StateCA
Zip92054-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionPAR 5 TR PM06390
Legal SubdivisionCITY/OCEANSIDE
Legal Tract6390
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2012
Census Tract18504

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jul 31, 2023Intrafamily Transfer, Transfer
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 6, 2017Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 27, 2024
Transfer Doc0000230045
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 7, 2026
Property Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117
Document Number0000192908
Instrument DateJun 24, 2026
Instrument2026192908
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117

Mortgage

Document Number0000192908,
DateJul 7, 2026
Instrument2026192908
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2023
Property Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117
Document Number0000204902
Map ReferencePG 6390
Instrument DateJul 29, 2023
Instrument2023-0204902
Transaction TypeTransfer
Record UpdatedAug 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyAMERICAN NATIONAL TITLE, AMERICAN CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2344 FIRE MOUNTAIN D R, DR, OCEANSIDE, CA 92054-6117

Mortgage

Document Number0000078134
DateFeb 2, 2021
Instrument2021-0078134
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2344 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6117
Document Number0000423881
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2344 FIRE MOUNTAIN DR OCEANSIDE CA 920546117, OCEANSIDE, CA 92054-6117

Mortgage

Document Number0000423881
DateSep 15, 2017
Instrument423881
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$234,337 (+2%) Land $92,388 Building $141,949
2025$2,541.00 (+5.3%)$229,743 (+4.04%) Land $90,577 Building $139,166
2023$2,413.00 (+1.6%) Homeowner's exemption$220,823 Land $87,060 Building $133,763
2022$2,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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