2344 E 40 N, Saint George, UT 84790 Property Records

Washington County property record for 2344 E 40 N, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,015 sqft · built 1991
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,600 (May 2017)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CA-2-34`

Property Details

APN / Parcel Number

Primary APN	`SG-CA-2-34`
Alternative APN	`0405673`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,015 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	2,435 sqft
Basement Area	1,070 sqft
Finished Basement	580 sqft
Unfinished Basement	490 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	490 sqft
Porch	Covered Slab
Porch Area	223 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0405673
Street Address	2344 E 40 N
City	SAINT GEORGE
State	UT
Zip	84790-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: COTTON ACRES 2 (SG) LOT: 34
Legal Subdivision	COTTON ACRES 2
Legal Lot Number	34
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2000
Census Tract	271102

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2344 E 40 N, SAINT GEORGE, UT 84790-5433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 8, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	201718851
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0000043268
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2344 E 40 N, SAINT GEORGE, UT 84790-5433
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014567
Date	Mar 2, 2021
Instrument	20210014567

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2344 E 40 N, SAINT GEORGE, UT 84790-5433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027095
Date	Jul 10, 2019
Instrument	20190027095

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 8, 2017
Property Address	2344 E 40 N, SAINT GEORGE, UT 84790-5433
Document Number	0000018851
Instrument Date	May 8, 2017
Instrument	20170018851
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2344 E 40 N, SAINT GEORGE, UT 84790-5433

Mortgage

Document Number	0000018883
Date	May 8, 2017
Instrument	20170018883

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,045 (-8.81%) Land $59,400 Building $227,645	$521,900 (-8.81%) Land $108,000 Building $413,900
2025	$1,942.00 (-7.79%)
2023	$2,106.00	$314,765	$572,300 Land $96,000 Building $476,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40

May also be available: SC Broadband.

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