23434 Lower Terrace St, Eagle River, AK 99577 Property Records

State of Alaska property record for 23434 Lower Terrace St, Eagle River, AK 99577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,000 sqft · built 1979
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$465,500 (Aug 2022)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
APN	`050-352-33-000`

Property Details

APN / Parcel Number

Primary APN	`050-352-33-000`
Alternative APN	`0503523300001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area
Gross Area	3,662 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	27,007 sqft (0.62 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	420 sqft
Patio Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	23434 LOWER TERRACE ST
City	EAGLE RIVER
State	AK
Zip	99577-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CER6
Legal Description	VALLEY VIEW TERRACE BLK 1 LT 12
Legal Subdivision	VALLEY VIEW TERRACE
Legal Block	1
Legal Lot Number	12
Jurisdiction	ANCHORAGE AK
Township / Civil Division	ANCHORAGE
Census Block Group	1
Census Block	1008
Census Tract	204

Owner

23434 Lower Terrace St is owned and occupied by two individuals who bought it in August 2022.

Source: State of Alaska records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23434 LOWER TERRACE ST, EAGLE RIVER, AK 99577-9634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Document Number	202230065
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0000054582
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANCHORAGE AK
Recording Date	Aug 12, 2022
Property Address	23434 LOWER TERRACE ST, EAGLE RIVER, AK 99577-9634
Document Number	0000030065
Map Reference	PL P-574
Instrument Date	Aug 11, 2022
Instrument	2022-030065-0
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 HUFFMAN RD # 637, 1120, ANCHORAGE, AK 99515-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10505 MERCADO WAY, MONTGOMERY VILLAGE, MD 20886-3910

Mortgage

Document Number	0000030066
Date	Aug 12, 2022
Instrument	2022-030066-0

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10.3%
Index	10-Year CMTI
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 23434 Lower Terrace St was $7,626.

Source: State of Alaska assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Alaska
County / Municipality	Anchorage Municipality
Unified School District	Anchorage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,900 (+1.57%) Land $82,800 Building $493,100	$575,900 (+1.57%) Land $82,800 Building $493,100
2025	$7,626.00 Homeowner's exemption	$567,000 Land $82,800 Building $484,200	$567,000 Land $82,800 Building $484,200
2023	$8,835.00 (+7.57%)	$537,100 (+8.48%) Land $82,800 Building $454,300	$537,100 (+8.48%) Land $82,800 Building $454,300
2022	$8,213.00 Homeowner's exemption	$495,100 Land $86,300 Building $408,800	$495,100 Land $86,300 Building $408,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23434 Lower Terrace St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23434 Lower Terrace St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOA MUNICIPALITY OF ANCHORAGE serves 221,351 people · EPA ID AK2210906
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GCI Communication Cable	2,500 / 75
Borealis Broadband Fixed Wireless	100 / 100