23405 Lower Terrace St, Eagle River, AK 99577 Property Records

State of Alaska property record for 23405 Lower Terrace St, Eagle River, AK 99577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,498 sqft · built 1978
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$469,100 (Nov 2013)
Tax Bill	$6,826 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`050-352-24-000`

Property Details

APN / Parcel Number

Primary APN	`050-352-24-000`
Alternative APN	`0503522400001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	1,896 sqft
Basement Area	1,316 sqft
Finished Basement	602 sqft
Unfinished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	28,314 sqft (0.65 acres)
Terrain	Steep
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	473 sqft
Patio Area	1,468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	23405 LOWER TERRACE ST
City	EAGLE RIVER
State	AK
Zip	99577-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CER6
Legal Description	VALLEY VIEW TERRACE BLK 2 LT 7
Legal Subdivision	VALLEY VIEW TERRACE
Legal Block	2
Legal Lot Number	7
Jurisdiction	ANCHORAGE AK
Township / Civil Division	ANCHORAGE
Census Block Group	1
Census Block	1008
Census Tract	204

Owner

23405 Lower Terrace St is owned and occupied by two individuals who bought it in November 2013.

Source: State of Alaska records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23405 LOWER TERRACE ST, EAGLE RIVER, AK 99577-9633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2013 · Amount on File
Deed Sale	Nov 8, 2013 · Amount on File
Prior Sale	Oct 8, 2010 · Amount on File
Deed Document Number	201362246
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0000051718
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANCHORAGE AK
Property Address	23405 LOWER TERRACE ST, EAGLE RIVER, AK 99577-9633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056439
Date	Nov 25, 2020
Instrument	2020-056439-0

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23405 Lower Terrace St was $6,826 with a homeowner's exemption.

Source: State of Alaska assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Alaska
County / Municipality	Anchorage Municipality
Unified School District	Anchorage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,100 (-3.36%) Land $79,000 Building $419,100	$498,100 (-3.36%) Land $79,000 Building $419,100
2025	$6,826.00 Homeowner's exemption	$515,400 Land $79,000 Building $436,400	$515,400 Land $79,000 Building $436,400
2023	$6,343.00 (-14.63%) Homeowner's exemption	$460,600 (+2.84%) Land $79,000 Building $381,600	$460,600 (+2.84%) Land $79,000 Building $381,600
2022	$7,430.00 Homeowner's exemption	$447,900 Land $82,200 Building $365,700	$447,900 Land $82,200 Building $365,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23405 Lower Terrace St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23405 Lower Terrace St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOA MUNICIPALITY OF ANCHORAGE serves 221,351 people · EPA ID AK2210906
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GCI Communication Cable	2,500 / 75
Borealis Broadband Fixed Wireless	100 / 100