Gallatin County property record for 2343 Trail Creek Rd, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,581 sqft · built 2005 |
| Lot Size | 11 acres (480,902 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $443,600 (Jun 2016) |
| Tax Bill | $8,909 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 00RGI26802 |
| Primary APN | 00RGI26802 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,581 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| 2nd Floor Area | 964 sqft |
| Attic | Attic |
| Attic Area | 173 sqft |
| Basement Area | 1,330 sqft |
| Unfinished Basement | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 480,902 sqft (11 acres) |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RGI26802 |
|---|---|
| Street Address | 2343 TRAIL CREEK RD |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-6611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S27, T02 S, R07 E, C.O.S. 36A, PARCEL 2736, ACRES 11.04 |
| Legal Range | 07E |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | CERTIFICATE OF SURVEY #36A |
| Legal Tract | 2736 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 1700 |
2343 Trail Creek Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2343 TRAIL CREEK RD, BOZEMAN, MT 59715-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage STOCKMAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on File |
| Deed Sale | Jun 10, 2016 · Amount on File |
| Deed Document Number | 20162547708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 2343 TRAIL CREEK RD, BOZEMAN, MT 59715-6611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2709342 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2709342 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 2343 TRAIL CREEK RD, BOZEMAN, MT 59715-6611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2641211 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2641211 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59719 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2343 Trail Creek Rd was $8,909.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | LaMotte Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,909.00 | $1,371,900 | $1,371,900 Land $508,179 Building $863,721 |
| 2023 | $5,422.00 | $975,850 | $975,850 Land $391,460 Building $584,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2343 Trail Creek Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2343 Trail Creek Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 54% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
5G and 4G LTE (outdoors only)
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