23425 SE 440th St, Enumclaw, WA 98022 Property Records

King County property record for 23425 SE 440th St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,450 sqft · built 1933
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Oct 2026)
Tax Bill	$5,428 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222006-9076`

Property Details

APN / Parcel Number

Primary APN	`222006-9076`
Alternative APN	`222006907604`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,060 sqft
Upper Floors Area	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	65,340 sqft (1.5 acres)
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	222006907604
Street Address	23425 SE 440TH ST
City	ENUMCLAW
State	WA
Zip	98022-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	N 396 FT OF E 1/2 OF W 1/2 OF E 1/2 OF NE 1/4 OF SW 1/4 LESS CO RD
Legal Range	06
Legal Township	20
Legal Section	22
Legal Subdivision	NEXUS CONDOMINIUM
Legal Block	76
Legal Lot Number	222006
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	1
Census Block	1032
Census Tract	31301

Owner

Source: King County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Dec 1, 2020	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	2026460
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000000092
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 9, 2026
Property Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429
Document Number	0000000460
Instrument Date	Oct 7, 2026
Instrument	20261009460
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429

Mortgage

Document Number	0000000461,
Date	Oct 9, 2026
Instrument	20261009461

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429

Mortgage

Document Number	0000000252
Date	Feb 18, 2026
Instrument	20260218000252

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Dec 1, 2020
Property Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429
Document Number	0000000092
Instrument Date	Nov 24, 2020
Instrument	20201201000092
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$2,221.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429

Mortgage

Document Number	0000000093
Date	Dec 1, 2020
Instrument	20201201000093

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 13, 2018
Property Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429
Document Number	0000001166
Instrument Date	Feb 7, 2018
Instrument	20180213001166
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,811.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23425 SE 440TH ST, ENUMCLAW, WA 98022-9429

Mortgage

Document Number	0000001167
Date	Feb 13, 2018
Instrument	20180213001167

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000001168
Date	Feb 13, 2018
Instrument	20180213001168

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,428.00 (+5.19%)
2025		$515,000 (+5.53%) Land $288,000 Building $227,000	$515,000 (+5.53%) Land $288,000 Building $227,000
2024	$5,160.00 (+7.01%)	$488,000 (+2.09%) Land $260,000 Building $228,000	$488,000 (+2.09%) Land $260,000 Building $228,000
2022	$4,822.00	$478,000 Land $257,000 Building $221,000	$478,000 Land $257,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1996–2025)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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