23418 SE 440th St, Enumclaw, WA 98022 Property Records

King County property record for 23418 SE 440th St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,140 sqft · built 1965
Lot Size	1.88 acres (82,328 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Aug 2023)
Tax Bill	$8,093 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222006-9134`

Property Details

APN / Parcel Number

Primary APN	`222006-9134`
Alternative APN	`222006913404`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,360 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	82,328 sqft
View / Lot	Mountain
Garage Type	Attached
Garage Area	1,380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	340 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	222006913404
Street Address	23418 SE 440TH ST
City	ENUMCLAW
State	WA
Zip	98022-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	W 275 FT OF E 690 FT OF S 330 FT OF SE 1/4 OF NW 1/4 LESS CO RD
Legal Range	06
Legal Township	20
Legal Section	22
Legal Block	134
Legal Lot Number	222006
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	1
Census Block	1032
Census Tract	31301

Owner

23418 SE 440th St is owned by two individuals who bought it in August 2023.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 104, ENUMCLAW, WA 98022-0104
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2017	Deed of Trust, Mortgage · ARM EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Jan 18, 2002 · Amount on File
Deed Document Number	2023226
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	23418 SE 440TH ST, ENUMCLAW, WA 98022-9429
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23418 SE 440TH ST, ENUMCLAW, WA 98022-9429

Mortgage

Document Number	0000001075
Date	Mar 16, 2026
Instrument	20260316001075

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Aug 4, 2023
Property Address	23418 SE 440TH ST, ENUMCLAW, WA 98022-9429
Document Number	0000000226
Instrument Date	Jul 31, 2023
Instrument	20230804000226
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 104, ENUMCLAW, WA 98022-0104

Mortgage

Document Number	0000000227
Date	Aug 4, 2023
Instrument	20230804000227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	23418 SE 440TH ST, ENUMCLAW, WA 98022-9429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000589
Date	Feb 16, 2017
Instrument	20170216000589

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	23418 SE 440TH ST, ENUMCLAW, WA 98022-9429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000873
Date	Jan 22, 2020
Instrument	20200122000873

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 23418 SE 440th St was $8,093, up 5.3% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,093.00 (+5.27%)
2025	$7,688.00	$788,000 (+5.63%) Land $298,000 Building $490,000	$788,000 (+5.63%) Land $298,000 Building $490,000
2024	$7,688.00 (+8.13%)	$746,000 Land $269,000 Building $477,000	$746,000 Land $269,000 Building $477,000
2023	$7,110.00
2022	$7,110.00	$722,000 Land $264,000 Building $458,000	$722,000 Land $264,000 Building $458,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23418 SE 440th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1996–2025)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23418 SE 440th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

Nearby Properties on SE 440th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures