2342 Spruce Knob Ter, Frederick, MD 21702 Property Records

Frederick County property record for 2342 Spruce Knob Ter, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,552 sqft · built 2023
Lot Size	0.141 acres (6,159 sqft)
Owner	Individual Name on File
Last Sale	$599,990 (Feb 2023)
Tax Bill	$8,790 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-603105`

Property Details

APN / Parcel Number

Primary APN	`02-603105`
Alternative APN	`603105`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Total Area

Exterior

Year Built	Built 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,159 sqft (0.141 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	603105
Street Address	2342 SPRUCE KNOB TER
City	FREDERICK
State	MD
Zip	21702-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SECTION 1 PLA 6,159 SQ FT SYCAMORE RIDGE
Legal Lot Number	20
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3009
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2342 Spruce Knob Ter is owned and occupied by an individual who bought it in February 2023.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2342 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Jun 28, 2022	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	0016316319
Deed Book / Page	16316 / 319
Record Updated	Jun 7, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 1, 2023
Property Address	2342 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Document Number	0163160319
Book / Page	16316 / 319
Map Reference	MB 105 PG 171&172
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2342 SPRUCE KNOB TER, FREDERICK, MD 21702-1668

Mortgage

Document Number	0016316330
Date	Feb 1, 2023
Instrument	16316/330

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 28, 2022
Property Address	2342 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Document Number	0160050417
Book / Page	16005 / 417
Map Reference	MB 105 PG 171&172
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Tax	$4,672.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 ALBERT EINSTEIN DR STE 200, 200, COLUMBIA, MD 21046-3375
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,790.00	$484,100	$568,500 Land $115,500 Building $453,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2342 Spruce Knob Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2342 Spruce Knob Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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