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2338 Spruce Knob Ter, Frederick, MD 21702 Property Records

Frederick County property record for 2338 Spruce Knob Ter, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details2,672 sqft · built 2023
Lot Size0.203 acres (8,866 sqft)
OwnerIndividual Name on File
Last Sale$603,300 (Mar 2023)
Tax Bill$10,175 (2023)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-603107

Property Details

APN / Parcel Number

Primary APN02-603107
Alternative APN
  • 603107

Interior

Building Area2,672 sqft Total Area

Exterior

Year BuiltBuilt 2023
Lot Area8,866 sqft (0.203 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number603107
Street Address2338 SPRUCE KNOB TER
CityFREDERICK
StateMD
Zip21702-1668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 SECTION 1 PLA 8,866 SQ FT SYCAMORE RIDGE
Legal Lot Number22
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group3
Census Block3009
Census Tract751203

Owner

Source: Frederick County records · APN 02-603107

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2338 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed, Transfer · Conventional Mortgage
DIGITAL FCU
Jun 28, 2022Deed, Transfer
COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleJun 28, 2022 · Amount on Record
Deed Document Number0016367101
Deed Book / Page16367 / 101
Record UpdatedJun 07, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 17, 2023
Property Address2338 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Document Number0163670101
Book / Page16367 / 101
Map ReferenceMB 105 PG 171&172
Instrument DateMar 14, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,508.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2338 SPRUCE KNOB TER, FREDERICK, MD 21702-1668

Mortgage

Document Number0016367113
DateMar 17, 2023
Instrument16367/113
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateApr 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.62%
IndexOther
Max Rate9.62%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 28, 2022
Property Address2338 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Document Number0160050417
Book / Page16005 / 417
Map ReferenceMB 105 PG 171&172
Instrument DateJun 24, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

AmountAmount Recorded
Tax$4,672.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7035 ALBERT EINSTEIN DR STE 200, 200, COLUMBIA, MD 21046-3375
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$10,175.00$561,133$603,600 Land $116,900 Building $486,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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