2341 109th St, Luck, WI 54853 Property Records

Polk County property record for 2341 109th St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (May 2025)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`026-00103-0000`

Property Details

APN / Parcel Number

Primary APN	`026-00103-0000`

Exterior

Lot Area	47,480 sqft (1.09 acres)

Location & Zoning

Street Address	2341 109TH ST
City	LUCK
State	WI
Zip	54853-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CSM #6671 V30 P125 (843439) LOC IN PT GOV LOT 2
Legal Range	16W
Legal Township	35N
Legal Section	05
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	960302

Owner

2341 109th St is owned and occupied by two individuals who bought it in May 2025.

Source: Polk County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7852 COOPER AVE, INVER GROVE HEIGHTS, MN 55076-3123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Feb 18, 2020	Quit Claim Deed, Transfer POLK COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Deed Document Number	2025935717
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	0000880014
Record Updated	Oct 29, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK WI
Recording Date	May 29, 2025
Property Address	2341 109TH ST, LUCK, WI 54853-2126
Document Number	0000935717
Map Reference	DOC 843439
Instrument Date	May 7, 2025
Instrument	935717
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NORTHWEST LAND TITLE INC, NORTHWEST LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000935718
Date	May 29, 2025
Instrument	935718

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Feb 18, 2020
Property Address	2341 109TH ST, LUCK, WI 54853-2126
Document Number	0000880014
Map Reference	DOC 556246 CSM 2240
Instrument Date	Feb 10, 2020
Instrument	880014
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	POLK COUNTY ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2341 109th St was $4,806 with a homeowner's exemption.

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Georgetown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 Homeowner's exemption	$593,900 Land $217,800 Building $376,100	$611,000 Land $224,071 Building $386,929
2023	$4,653.00 Homeowner's exemption	$466,400 Land $233,400 Building $233,000	$526,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2341 109th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2341 109th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 109th St

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