2365 109th St, Luck, WI 54853 Property Records

Polk County property record for 2365 109th St, Luck, WI 54853

Property Summary

Property Type	Condominium
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Sep 2018)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-01711-0102`

Property Details

APN / Parcel Number

Primary APN	`026-01711-0102`

Exterior

Architectural Style	Condo/Apartment
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	2365 109TH ST
City	LUCK
State	WI
Zip	54853-2126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 102 E-Z LIVIN' CONDOMINIUM PLAT LOC GOV LOT 2 INCL ASSMT FOR COMMON GROUND #26-1711 & 26-1712
Legal Range	16W
Legal Township	35N
Legal Section	05
Legal Subdivision	E-Z LIVIN' CONDOMINIUM
Legal Lot Number	102
Jurisdiction	POLK WI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	960302

Owner

Source: Polk County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	875 SAINT CLAIR AVE, 1, SAINT PAUL, MN 55105-3284
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed, Transfer · ARM MIDCOUNTRY BANK FSB
Jul 2, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 6, 2017	Condominium Deed, Transfer · Commercial Mortgage STEARNS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	2018865055
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	863196
Record Updated	Jun 8, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK WI
Recording Date	Sep 4, 2018
Property Address	2365 109TH ST, LUCK, WI 54853-2126
Document Number	865055
Map Reference	DOC 721827 MB 993
Instrument Date	Aug 31, 2018
Instrument	865055
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	865056
Date	Sep 4, 2018
Instrument	865056

Lender

Name	MIDCOUNTRY BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.13%
Index	1-Year LIBOR

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Jul 2, 2018
Property Address	2365 109TH ST, LUCK, WI 54853-2126
Document Number	863196
Map Reference	VL 993 PG 807
Instrument Date	Jun 11, 2018
Instrument	863196
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	POLK WI
Recording Date	Jun 6, 2017
Property Address	2365 109TH ST, LUCK, WI 54853-2126
Document Number	852183
Map Reference	VOL 993 PG 807
Instrument Date	Jun 1, 2017
Instrument	852183
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	852184
Date	Jun 6, 2017
Instrument	852184

Lender

Name	STEARNS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Georgetown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+66.73%)	$201,000 (+103.24%) Land $72,000 Building $129,000	$206,800 (+85.3%) Land $74,078 Building $132,722
2023	$986.00	$98,900 Land $44,400 Building $54,500	$111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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