Larimer County property record for 2340 Bowen Ln, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,258 sqft · built 2017 |
| Lot Size | 0.159 acres (6,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,045 (Mar 2018) |
| Tax Bill | $6,300 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Oct 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-038 |
| Primary APN | 94101-10-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| Basement Area | 964 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,935 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660984 |
|---|---|
| Street Address | 2340 BOWEN LN |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Quarter | NE |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
2340 Bowen Ln is owned and occupied by an individual who bought it in March 2018.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Oct 10, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 26, 2018 | Loan Modification, Mortgage · Line of Credit COMPASS BK |
| Mar 20, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 24, 2017 | Warranty Deed, Transfer UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Jul 17, 2017 | Loan Modification, Mortgage UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on File |
| Deed Sale | Mar 20, 2018 · Amount on File |
| Prior Sale | Jul 24, 2017 · Amount on File |
| Deed Document Number | RECEPT # 20180016004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Document Number | 0000032692 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 20250032692 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062031 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 20180062031 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | FORT COLLINS, CO 80521 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032509 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 20200032509 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 26, 2018 |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 24342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | UNIFIED TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY EAST BLVD #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024342 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 24342 |
| Name | COMPASS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 8333 DOUGLAS AVE # 200, DALLAS, TX 75225-5816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 20, 2018 |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Document Number | 0000016004 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 20180016004 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | UNITED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2340 BOWEN ST, BERTHOUD, CO 80513-7067 |
| Document Number | 0000016005 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 20180016005 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 24, 2017 |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Document Number | 0000048585 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 48585 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1710 JET STREAM DR #100 COLORADO SPRINGS CO 809213937, 100, COLORADO SPRINGS, CO 80921-3937 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2340 BOWEN LN, BERTHOUD, CO 80513-7067 |
| Document Number | 0000048586 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2340 Bowen Ln was $6,300.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,300.00 | $34,269 Land $9,694 Building $24,575 | $548,300 Land $155,100 Building $393,200 |
| 2023 | $5,936.00 (+20.04%) | $37,065 (+27.68%) Land $7,605 Building $29,460 | $553,200 (+32.44%) Land $113,500 Building $439,700 |
| 2022 | $4,945.00 | $29,030 Land $7,888 Building $21,142 | $417,700 Land $113,500 Building $304,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2340 Bowen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2340 Bowen Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 64% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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