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2320 Bowen Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 2320 Bowen Ln, Berthoud, CO 80513

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,936 sqft · built 2017
Lot Size0.217 acres (9,474 sqft)
OwnerIndividual Name on File
Last Sale$538,500 (Oct 2020)
Tax Bill$7,062 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN94101-10-040

Property Details

APN / Parcel Number

Primary APN94101-10-040
Alternative APN
  • R1660986

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,936 sqft Living Area
Basement Area1,936 sqft
Finished Basement1,610 sqft
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2017
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,474 sqft (0.217 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area478 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1660986
Street Address2320 BOWEN LN
CityBERTHOUD
StateCO
Zip80513-7067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40, BLOCK 1, HAMMOND SUB, BER, (20160036862)
Legal QuarterNE
Legal SubdivisionHAMMOND SUB
Legal Block1
Legal Lot Number40
JurisdictionLARIMER CO
Township / Civil DivisionBERTHOUD
Census Block Group2
Census Block2040
Census Tract2602

Owner

2320 Bowen Ln is owned and occupied by an individual who bought it in October 2020.

Source: Larimer County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
STIFEL BANK & TRUST
Jul 2, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
May 4, 2018Warranty Deed, Transfer
UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC
Apr 23, 2018Loan Modification, Mortgage
UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC
Nov 22, 2017Warranty Deed, Transfer
UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC
Nov 10, 2017Loan Modification, Mortgage
UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Prior SaleJul 2, 2018 · Amount on File
Deed Document Number20200084988
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateOct 16, 2020
Property Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
Document Number0000084988
Instrument DateOct 15, 2020
Instrument20200084988
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2320 BOWEN LN, BERTHOUD, CO 80513-7067

Mortgage

Document Number0000084989
DateOct 16, 2020
Instrument20200084989
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateJul 2, 2018
Property Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
Document Number0000039747
Instrument DateJun 29, 2018
Instrument20180039747
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2022
Title CompanyUNIFIED TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47.01
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 BOWEN ST, BERTHOUD, CO 80513-7067
InvestorPossibly a Property Investor

Mortgage

Document Number0000039748
DateJul 2, 2018
Instrument20180039748
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateMay 4, 2018
Property Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
Document Number0000026408
Instrument DateApr 30, 2018
Instrument26408
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

AmountAmount on Record
Tax$19.44
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address555 MIDDLE CREEK PKWY #380 COLORADO SPRINGS CO 809213846, 380, COLORADO SPRINGS, CO 80921-3846
InvestorPossibly a Property Investor

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLARIMER CO
Property Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
Document Number0000026409
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915
InvestorPossibly a Property Investor

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateNov 22, 2017
Property Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
Document Number0000078707
Instrument DateNov 17, 2017
Instrument78707
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

AmountAmount on Record
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1710 JET STREAM DR #100 COLORADO SPRINGS CO 809213937, 100, COLORADO SPRINGS, CO 80921-3937
InvestorPossibly a Property Investor

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLARIMER CO
Property Address2320 BOWEN LN, BERTHOUD, CO 80513-7067
Document Number0000078708
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2320 Bowen Ln was $7,062.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
MunicipalityBerthoud Town
CountyLarimer County
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,062.00$38,413 Land $9,694 Building $28,719$614,600 Land $155,100 Building $459,500
2023$7,090.00 (+21.8%)$43,551 (+27.44%) Land $7,605 Building $35,946$650,000 (+32.19%) Land $113,500 Building $536,500
2022$5,821.00$34,173 Land $7,888 Building $26,285$491,700 Land $113,500 Building $378,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2320 Bowen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Bowen Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERTHOUD
serves 14,211 people · EPA ID CO0135138
Water SourceSurface water
Last State InspectionDec 2021
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Hilltop Broadband
Fiber		1,000 / 1,000
Vistabeam
Fixed Wireless		500 / 80
Verizon
Fixed Wireless		300 / 20

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