234 Watch Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 234 Watch Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	6 bd · 3.5 ba · 3,232 sqft · built 1795
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Nov 2021)
Tax Bill	$21,896 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:179 B:53`

Property Details

APN / Parcel Number

Primary APN	`WEST M:179 B:53`
Alternative APNs	`M:179 B:53 L` `13223402`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	5,500 sqft

Exterior

Year Built	Built 1795
Effective Year Built	Effective 1795
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13223402
Street Address	234 WATCH HILL RD
City	WESTERLY
State	RI
Zip	02891-5019
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	53
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1044
Census Tract	51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

234 Watch Hill Rd, a residential property, is owned by two individuals who bought it in November 2021.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	238 WATCH HILL RD, WESTERLY, RI 02891-5019
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2021	Deed, Transfer · Stand-Alone First Mortgage SILICON VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Deed Document Number	20212021-6375
Deed Book / Page	2021 / 28768
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 23, 2026
Property Address	234 WATCH HILL RD, WESTERLY, RI 02891-5019
Document Number	0000002500
Book / Page	2026 / 11189
Instrument Date	Jun 20, 2026
Instrument	20262500
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 16, 2021
Property Address	234 WATCH HILL RD, WESTERLY, RI 02891-5019
Document Number	2021-28768
Book / Page	2021 / 28768
Instrument Date	Nov 15, 2021
Instrument	2021-6375
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 GRAND HILL DR, DOVER, MA 02030-1734

Mortgage

Document Number	20216376
Date	Nov 16, 2021
Instrument	2021-6376

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 234 Watch Hill Rd was $21,896.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,896.00	$3,079,600 Land $2,155,600 Building $924,000	$4,648,099
2023	$18,075.00 (+0.63%)	$1,878,900 (-) Land $1,400,700 Building $478,200
2022	$17,962.00	$1,878,900 Land $1,400,700 Building $478,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Watch Hill Rd in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Watch Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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