232 Watch Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 232 Watch Hill Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 1.5 ba · 990 sqft · built 1850
Lot Size0.079 acres (3,460 sqft)
OwnerCompany Name on File
Last Sale$23,000 (Jun 1998)
Tax Bill$9,059 (2025)
Flood ZoneZone X (minimal risk)
APNWEST M:179 B:52

Property Details

APN / Parcel Number

Primary APNWEST M:179 B:52
Alternative APNs
  • M:179 B:52 L
  • 16164189

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area990 sqft Living Area
Gross Area1,620 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleConventional
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,460 sqft (0.079 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number16164189
Street Address232 WATCH HILL RD
CityWESTERLY
StateRI
Zip02891-5019
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block52
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1044
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:179 B:52

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8 E MAIN ST, STAFFORD SPRINGS, CT 06076-1206
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 1998 · Amount on Record
Deed SaleJun 16, 1998 · Amount on Record
Deed Book / Page707 / 37
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,059.00 (+17.51%)$1,274,100 (+59%) Land $1,100,900 Building $173,200
2023$7,709.00 (+0.64%)$801,300 (-) Land $667,200 Building $134,100
2022$7,660.00$801,300 Land $667,200 Building $134,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured (50 under condo master policies)
99 of 456 individual policies on primary residences
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Hurricane Sandy (Nov 2012), 86 claims
  • Severe Storms And Flooding (Mar 2010), 9 claims
  • Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Watch Hill Rd

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