234 Walter Ct, Elgin, IL 60123 Property Records

Kane County property record for 234 Walter Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,463 sqft · built 1959
Lot Size	0.302 acres (13,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Jan 2020)
Tax Bill	$6,459 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-229-056`

Property Details

APN / Parcel Number

Primary APN	`06-22-229-056`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,463 sqft
Basement Area	1,463 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	13,174 sqft (0.302 acres)
Lot Width	52 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	234 WALTER CT
City	ELGIN
State	IL
Zip	60123-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOLT & EGNERS 2ND SUB LOT 12
Legal Subdivision	STOLT&EGNERS 2ND SUB
Legal Block	3
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 WALTER CT, ELGIN, IL 60123-7340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	2020237
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000028858
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 2, 2020
Property Address	234 WALTER CT, ELGIN, IL 60123-7340
Document Number	0000000237
Instrument Date	Nov 14, 2019
Instrument	2020K000237
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO LAND AGENCY SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	234 WALTER CT, ELGIN, IL 60123-7340

Mortgage

Document Number	0000000238
Date	Jan 2, 2020
Instrument	2020K000238

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,459.00 (+15.84%) Homeowner's exemption	$92,667 (+8.57%) Land $18,673 Building $73,994	$278,112 (+8.57%) Land $56,041 Building $222,071
2024		$85,352 (+21.39%) Land $17,199 Building $68,153	$256,158 (+21.44%) Land $51,618 Building $204,541
2022	$5,576.00 (+4.64%) Homeowner's exemption	$70,310 (+6.96%) Land $14,168 Building $56,142	$210,930 (+6.96%) Land $42,504 Building $168,426
2021	$5,329.00 Homeowner's exemption	$65,735 Land $13,246 Building $52,489	$197,205 Land $39,738 Building $157,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20