227 Walter Ct, Elgin, IL 60123 Property Records

Kane County property record for 227 Walter Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,719 sqft · built 1959
Lot Size0.248 acres (10,800 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Jul 2020)
Tax Bill$7,529 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-229-026

Property Details

APN / Parcel Number

Primary APN06-22-229-026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,719 sqft Living Area
Gross Area2,286 sqft
Basement Area567 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address227 WALTER CT
CityELGIN
StateIL
Zip60123-7340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTOLT & EGNERS 2ND SUB LOT 8
Legal SubdivisionSTOLT&EGNERS 2ND SUB
Legal Block3
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1596 MARK AVE, 2, ELGIN, IL 60123-1962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleJan 9, 2015 · Amount on Record
Deed Document Number202039682
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 22, 2020
Property Address227 WALTER CT, ELGIN, IL 60123-7340
Document Number0000039682
Instrument DateJul 2, 2020
Instrument2020K039682
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1596 MARK AVE APT 2, 2, ELGIN, IL 60123-1962

Mortgage

Document Number0000039683
DateJul 22, 2020
Instrument2020K039683
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,529.00 (+15.85%) Homeowner's exemption$106,693 (+8.57%) Land $17,792 Building $88,901$320,207 (+8.57%) Land $53,397 Building $266,810
2024$98,272 (+21.39%) Land $16,388 Building $81,884$294,934 (+21.44%) Land $49,184 Building $245,750
2022$6,499.00 (+4.54%) Homeowner's exemption$80,953 (+6.96%) Land $13,500 Building $67,453$242,859 (+6.96%) Land $40,500 Building $202,359
2021$6,217.00 Homeowner's exemption$75,686 Land $12,622 Building $63,064$227,058 Land $37,866 Building $189,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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