Monroe County property record for 234 Upper Ridge Dr, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,086 sqft · built 1991 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $310,000 (Jul 2026) |
| Tax Bill | $718 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.14B.1.131 |
| Primary APN | 02.14B.1.131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Flooring | Carpet |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Dimensions | 273 ft deep x 158 ft wide |
| Garage Area | 552 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02633002677026 |
|---|---|
| Street Address | 234 UPPER RIDGE DR |
| City | EFFORT |
| State | PA |
| Zip | 18330-7920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 145 SEC 1 |
| Legal Subdivision | SIERRA VIEW |
| Legal Block | 67 |
| Legal Lot Number | 145 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 301206 |
Source: Monroe County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 234 UPPER RIDGE DR, EFFORT, PA 18330-7920 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE DIRECT LLC |
| May 6, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 28, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Prior Sale | May 6, 2021 · Amount on Record |
| Deed Document Number | 202618842 |
| Deed Book / Page | 2696 / 2069 |
| Prior Transfer Date | Feb 28, 2020 |
| Prior Transfer Doc | 0000005241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Jul 24, 2026 |
| Property Address | 234 UPPER RIDGE DR, EFFORT, PA 18330-7920 |
| Document Number | 0000018842 |
| Book / Page | 2696 / 2069 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202618842 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NATIONAL CITY ABSTRACT, NATIONAL ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Document Number | 0000018843, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202618843 |
| Name | MORTGAGE DIRECT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | May 6, 2021 |
| Property Address | 234 UPPER RIDGE DR, EFFORT, PA 18330-7920 |
| Document Number | 0000015349 |
| Book / Page | 2576 / 3498 |
| Map Reference | MB 33 PG 29 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 202115349 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 65043, DALLAS, TX 75265 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 257 UPPER RIDGE DR, EFFORT, PA 18330-7921 |
| Document Number | 0000015350 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 202115350 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Feb 28, 2020 |
| Property Address | 234 UPPER RIDGE DR, EFFORT, PA 18330-7920 |
| Document Number | 0000005241 |
| Book / Page | 002545 / 002068 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 5241 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $718.00 (+22.74%) | $88,240 (-) Land $24,900 Building $63,340 | |
| 2024 | $585.00 (+12.72%) | $88,240 (-) Land $24,900 Building $63,340 | |
| 2023 | $519.00 | $88,240 Land $24,900 Building $63,340 | |
| 2019 | $88,240 Land $24,900 Building $63,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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