234 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 234 Terranova Blvd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,471 sqft · built 2004
Lot Size	0.254 acres (11,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Aug 2017)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Aug 2017 Transfer Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-14-687805-001090`

Property Details

APN / Parcel Number

Primary APN	`26-29-14-687805-001090`
Alternative APNs	`142926687805001090` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,471 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,471 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,073 sqft (0.254 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room
Porch Area	280 sqft
Patio Area	224 sqft

Location & Zoning

Street Address	234 TERRANOVA BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 109
Legal Range	26E
Legal Township	29S
Legal Section	14
Legal Subdivision	TERRANOVA PHASE II
Legal Phase	II
Legal Tract	687805
Legal Block	4
Legal Lot Number	109
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4022
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAY SVCNG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	2017146243
Deed Book / Page	10220 / 1190
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	0098850323
Record Updated	Oct 29, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 25, 2017
Property Address	234 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Document Number	0102450586
Book / Page	010245 / 000586
Instrument Date	Aug 21, 2017
Instrument	165614
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 TERRANOVA BLVD WINTER HAVEN FL 338843420, WINTER HAVEN, FL 33884-3420

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 1, 2017
Property Address	234 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Document Number	0102201190
Book / Page	010220 / 001190
Instrument Date	Jul 21, 2017
Instrument	146243
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 TERRANOVA BLVD WINTER HAVEN FL 338843420, WINTER HAVEN, FL 33884-3420

Mortgage

Document Number	102201192
Date	Aug 1, 2017
Book Page	010220/001192
Instrument	146244

Lender

Name	FAY SVCNG LLC
Address	1801 5 MEYERS ROAD SUITS 210, OAKBROOK TERRACE, IL 60181

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,983 (+2.7%)	$294,391 (-4.06%) Land $50,000 Building $244,391
2025	$3,299.00 (+3.32%) Homeowner's exemption Veteran's exemption	$224,910 (+5.99%)	$306,857 (-0.75%) Land $50,000 Building $256,857
2024	$3,193.00 (+2.87%)
2023	$3,104.00 (+3.09%) Homeowner's exemption	$212,205 (+3%)	$309,173 (+10.2%) Land $48,000 Building $261,173
2022	$3,011.00 Homeowner's exemption	$206,024	$280,545 Land $40,000 Building $240,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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