1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Terranova Blvd

232 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 232 Terranova Blvd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,327 sqft · built 2004
Lot Size0.274 acres (11,914 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Oct 2025)
Tax Bill$5,372 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-14-687805-001080

Property Details

APN / Parcel Number

Primary APN26-29-14-687805-001080
Alternative APNs
  • 142926687805001080
  • 42926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,327 sqft Living Area
Gross Area2,992 sqft
1st Floor Area2,327 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,914 sqft (0.274 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft

Exterior Amenities

Pool TypeEnclosed Pool
PorchFlorida Room
Porch Area280 sqft
Patio Area224 sqft

Location & Zoning

Street Address232 TERRANOVA BLVD
CityWINTER HAVEN
StateFL
Zip33884-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 108
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE II
Legal PhaseII
Legal Tract687805
Legal Block4
Legal Lot Number108
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4022
Census Tract14501

Owner

Source: Polk County records · APN 26-29-14-687805-001080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 06, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 27, 2019Grant Deed, Transfer
ATTORNEY ONLY
Dec 11, 2018Deed in Lieu of Foreclosure, Foreclosure
DENVER DIL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleNov 06, 2019 · Amount on Record
Deed Document Number2025258682
Deed Book / Page13761 / 2282
Prior Transfer DateJan 06, 2025
Prior Transfer Doc0000006430
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 31, 2025
Property Address232 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Document Number0000258682
Book / Page13761 / 2282
Map ReferenceMB 119 PG 42-46
Instrument DateOct 28, 2025
Instrument2025258682
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyAPEX TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 PEARL HARBOR ST, TOOL, TX 75143-1354

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
InvestorPossibly a Property Investor

Mortgage

Document Number0137612284
DateOct 31, 2025
Instrument13761/2284
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 06, 2019
Property Address232 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Document Number0110322219
Book / Page011032 / 002219
Instrument DateOct 31, 2019
Instrument236222
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyINSURED TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 TERRANOVA BLVD WINTER HAVEN FL 338843420, WINTER HAVEN, FL 33884-3420

Mortgage

Document Number110322221
DateNov 06, 2019
Book Page011032/002221
Instrument236223
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJun 27, 2019
Property Address232 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Document Number0108890886
Book / Page010889 / 000886
Instrument DateJun 27, 2019
Instrument134469
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,452.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address452 BATH CLUB BLVD N NORTH REDINGTON BEACH FL 337081530, NORTH REDINGTON BEACH, FL 33708-1530

December 2018: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionPOLK FL
Recording DateDec 11, 2018
Property Address232 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3420
Document Number0106940340
Book / Page010694 / 000340
Instrument DateNov 19, 2018
Instrument256290
Transaction TypeForeclosure
Record UpdatedDec 27, 2018
Title CompanyDENVER DIL TITLE

Transaction

AmountAmount Recorded
Tax$1,756.30

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,372.00 (+2.4%) Homeowner's exemption$330,769 (+2.31%) Land $50,000 Building $280,769$330,769 (-2.29%) Land $50,000 Building $280,769
2024$5,246.00 (+2.48%) Homeowner's exemption$323,314 (+3%)$338,536 (+2.15%) Land $50,000 Building $288,536
2023$5,119.00 (+2.69%) Homeowner's exemption$313,897 (+3%)$331,421 (+8.75%) Land $48,000 Building $283,421
2022$4,985.00 Homeowner's exemption$304,754 Land $40,000 Building $264,754$304,754 Land $40,000 Building $264,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Terranova Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures