234 Stanford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 234 Stanford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$124,450 (Dec 2019)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-005-108-027`

Property Details

APN / Parcel Number

Primary APN	`06-25-005-108-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,405 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	50 sqft
Patio Area	297 sqft
Balcony	Balcony
Balcony Area	44 sqft
Lean-To	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	234 STANFORD AVE
City	ELYRIA
State	OH
Zip	44035-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E HTS 40.00 X 125.00
Legal Subdivision	E HTS FRNT
Legal Tract	25
Legal Block	108
Legal Lot Number	289
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1017
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 STANFORD AVE, ELYRIA, OH 44035-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Warranty Deed, Transfer NAVY FCU
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOL EMPS LORAIN CNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Apr 16, 2012 · Amount on Record
Deed Document Number	2019007625
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 12, 2019
Property Address	234 STANFORD AVE, ELYRIA, OH 44035-6012
Document Number	0000741835
Instrument Date	Dec 9, 2019
Instrument	741835
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 STANFORD AVE ELYRIA OH 440356012, ELYRIA, OH 44035-6012

Mortgage

Document Number	741836
Date	Dec 12, 2019
Instrument	741836

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	234 STANFORD AVE, ELYRIA, OH 44035-6012
Document Number	0000695957
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 STANFORD AVE ELYRIA OH 440356012, ELYRIA, OH 44035-6012

Mortgage

Document Number	0000695957
Date	Nov 26, 2018
Instrument	695957

Lender

Name	SCHOOL EMPS LORAIN CNTY CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00	$49,520 (%) Land $6,000 Building $43,520	$141,490 (-) Land $17,140 Building $124,350
2024	$2,332.00 (+11.74%)	$49,522 (+29.27%) Land $5,999 Building $43,523	$141,490 (+29.27%) Land $17,140 Building $124,350
2023	$2,087.00 (+0.34%)	$38,308 (-0.01%) Land $6,143 Building $32,165	$109,450 (-) Land $17,550 Building $91,900
2022	$2,080.00	$38,310 Land $6,140 Building $32,170
2021			$109,450 Land $17,550 Building $91,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jul 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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