Lorain County property record for 231 Stanford Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,199 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,038.00 (2025) |
| Primary APN | 06-25-004-102-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,199 sqft Living Area |
| 1st Floor | 605 sqft 1st Floor |
| Basement Area | 605 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 125 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Balcony Area | 44 sqft Balcony |
|---|---|
| Deck Area | 103 sqft Deck |
| Patio Area | 103 sqft Patio |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 231 STANFORD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E HTS FRNT 0040.00 DPTH 0125.00 |
| Legal Subdivision | E HTS |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 307 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-004-102-010
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 STANFORD AVE, ELYRIA, OH 44035-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| May 18, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 18, 2026 |
| Property Address | 231 STANFORD AVE, ELYRIA, OH 44035-6011 |
| Document Number | 0000096158 |
| Instrument Date | May 11, 2026 |
| Instrument | 202696158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OHIO TITLE |
| Name | Verified Name |
|---|---|
| Address | 231 STANFORD AVE, ELYRIA, OH 44035-6011 |
| Document Number | 0000096158, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202696158 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | May 24, 2102 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 18, 2026 |
| Property Address | 231 STANFORD AVE, ELYRIA, OH 44035-6011 |
| Document Number | 0000096157 |
| Instrument Date | May 11, 2026 |
| Instrument | 202696157 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OHIO TITLE |
| Name | Verified Name |
|---|---|
| Address | 231 STANFORD AVE, ELYRIA, OH 44035-6011 |
| Document Number | 0000096157, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202696157 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | May 24, 2102 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,038.00 (-27.92%) Homeowner's exemption | $42,860 (+0.01%) Land $6,000 Building $36,860 | $122,440 (-) Land $17,140 Building $105,300 |
| 2024 | $42,854 (+20.33%) Land $5,999 Building $36,855 | $122,440 (+20.33%) Land $17,140 Building $105,300 | |
| 2023 | $1,440.00 (-4.06%) | $35,613 (+0.01%) Land $6,143 Building $29,470 | $101,750 (-) Land $17,550 Building $84,200 |
| 2022 | $1,501.00 | $35,610 Land $6,140 Building $29,470 | |
| 2021 | $101,750 Land $17,550 Building $84,200 |
231 Stanford Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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