Ocean County and Lacey Township property record for 234 Spruce Ln, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,240 sqft · built 1975 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $601,050 (Jul 2026) |
| Tax Bill | $7,975 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00323-0000-00021 |
| Primary APN | 13-00323-0000-00021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00028804 |
|---|---|
| Street Address | 234 SPRUCE LN |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75B |
| Legal Description | 100 X 100 22,23,24 |
| Legal Subdivision | SUNRISE BEACH SEC 01 |
| Legal Block | 323 |
| Legal Lot Number | 21 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 732101 |
Source: Ocean County and Lacey Township records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 234 SPRUCE LN, FORKED RIVER, NJ 08731-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed, Transfer · Conventional Mortgage ANCHOR TITLE GROUP, ANCHOR TITLE |
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED TELETECH FINANCIAL FCU |
| Sep 20, 2021 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 202660937 |
| Deed Book / Page | 20452 / 289 |
| Prior Transfer Date | Mar 3, 2014 |
| Prior Transfer Doc | 0157710982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 30, 2026 |
| Property Address | 234 SPRUCE LN, FORKED RIVER, NJ 08731-2735 |
| Document Number | 0000060937 |
| Book / Page | 20452 / 289 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202660937 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ANCHOR TITLE GROUP, ANCHOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,706.05 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 234 SPRUCE LN, FORKED RIVER, NJ 08731-2735 |
| Document Number | 0000060938, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202660938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 234 SPRUCE LN, FORKED RIVER, NJ 08731-2735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0195060098 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 19506/98 |
| Instrument | 2023075780 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 20, 2021 |
| Property Address | 234 SPRUCE LN, FORKED RIVER, NJ 08731-2735 |
| Document Number | 0186860351 |
| Book / Page | 18686 / 351 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021136078 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 SPRUCE LANE, 234, ORTLEY BEACH, NJ 08751 |
| Name | Verified Name |
|---|---|
| Address | 234 SPRUCE LN, FORKED RIVER, NJ 08731-2735 |
| Document Number | 2021136079 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021136079 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,600 (-) Land $102,000 Building $189,600 | $291,600 (-) Land $102,000 Building $189,600 | |
| 2025 | $7,975.00 (+7.93%) | $291,600 (-) Land $102,000 Building $189,600 | $291,600 (-) Land $102,000 Building $189,600 |
| 2024 | $7,389.00 (+11.99%) | ||
| 2023 | $291,600 Land $102,000 Building $189,600 | $291,600 Land $102,000 Building $189,600 | |
| 2022 | $6,598.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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