231 Spruce Ln, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 231 Spruce Ln, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,086 sqft · built 1955
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2020)
Tax Bill	$6,455 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00324-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`13-00324-0000-00033`
Alternative APNs	`130032400033` `00028951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00028951
Street Address	231 SPRUCE LN
City	FORKED RIVER
State	NJ
Zip	08731-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75B
Legal Description	75 X 100 34,35
Legal Subdivision	SUNRISE BCH FORKED RIV SEC 01
Legal Block	324
Legal Lot Number	33
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2036
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 SPRUCE LN, FORKED RIVER, NJ 08731-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Dec 31, 2007 · Amount on Record
Deed Document Number	2020117226
Deed Book / Page	18101 / 692
Prior Transfer Date	Jun 13, 2012
Prior Transfer Doc	0152291605
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 14, 2020
Property Address	231 SPRUCE LN, FORKED RIVER, NJ 08731-2734
Document Number	0181010692
Book / Page	018101 / 000692
Instrument Date	Oct 5, 2020
Instrument	117226
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	SURETY TITLE AGENCY COASTAL RE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SPUCE LN FORKED RIVER NJ 08731, FORKED RIVER, NJ 08731

Mortgage

Document Number	181010699
Date	Oct 14, 2020
Book Page	018101/000699
Instrument	117227

Lender

Name	REALFI HM FNDG CORP
Address	WHITE PLAINS, NY 10604

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,000 (-) Land $97,000 Building $139,000	$236,000 (-) Land $97,000 Building $139,000
2025	$6,455.00 (+7.94%)	$236,000 (-) Land $97,000 Building $139,000	$236,000 (-) Land $97,000 Building $139,000
2024	$5,980.00 (+11.99%)
2023		$236,000 Land $97,000 Building $139,000	$236,000 Land $97,000 Building $139,000
2022	$5,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20